3301 Pinnacle Inn Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 3301 Pinnacle Inn Rd, Beech Mountain, NC 28604

Property Summary

Property TypeOther
Details1 bd · 1 ba · 518 sqft · built 1983
Lot Size8.42 acres (366,963 sqft)
Owner2 Individual Names on File
Last Sale$146,000 (Nov 2021)
Tax Bill$1,389 (2025)
Deeds & MortgagesNov 2021 Sale
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1859-06-39-1450-03301

Property Details

APN / Parcel Number

Primary APN1859-06-39-1450-03301
Alternative APN
  • 76568

Interior

Bedrooms1 Bed
Full Baths1 Bath
Units543 Units
Stories1 Story
Building Area518 sqft Gross Area
1st Floor Area518 sqft
Basement Area66 sqft
FlooringWood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2020
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeFooting
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area366,963 sqft (8.42 acres)
Deck Area66 sqft
Patio Area66 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number76568
Street AddressPINNACLE INN RD
CityBANNER ELK
StateNC
Zip28604
Property CategoryOther
Property TypeOther > Miscellaneous
Local Zoning CodeNULL
Legal DescriptionBM PINNACLE INN 03 3301 0019 0019
Legal SubdivisionBM PINNACLE INN
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1002
Census Tract930100

Owner

3301 Pinnacle Inn Rd is owned by two individuals who bought it in November 2021.

Source: Avery County records, as of October 6, 2026

Owner of Record2 Individual Names on File
Mailing Address4390 FALLS RIVER AVE, RALEIGH, NC 27614-7408
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2021Warranty Deed, Transfer
Aug 4, 2020Warranty Deed, Transfer · Conventional Mortgage
BANK OF TENNESSEE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2021 · Amount on File
Deed SaleNov 9, 2021 · Amount on File
Prior SaleAug 4, 2020 · Amount on File
Deed Document Number20217051
Deed Book / Page568 / 2398
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateNov 9, 2021
Property Address3301 PINNACLE INN RD, BEECH MOUNTAIN, NC 28604
Document Number0000007051
Book / Page568 / 2398
Map ReferenceMB 142 PG 9
Instrument DateOct 5, 2021
Instrument2021007051
Transaction TypeTransfer
Record UpdatedDec 19, 2023

Transaction

AmountAmount on Record
Tax$292.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4390 FALLS RIVER AVE, RALEIGH, NC 27614-7408

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateAug 4, 2020
Property Address301 PINNACLE INN RD UNIT 3301, 3301, BEECH MOUNTAIN, NC 28604-7479
Document Number0005461874
Book / Page000546 / 001874
Instrument DateJul 28, 2020
Instrument3823
Transaction TypeTransfer
Record UpdatedAug 28, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$130.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address184 GUDGER RD MOORESVILLE NC 281177531, MOORESVILLE, NC 28117-7531

Mortgage

Document Number5461877
DateAug 4, 2020
Book Page000546/001877
Instrument3824
Lender
NameBANK OF TENNESSEE
TypeBank
AddressKINGSPORT, TN 37660
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 3, 2050
Interest
Rate TypeAdjustable Rate
Rate4.28%

Tax Assessment & Valuation

The 2025 property tax bill for 3301 Pinnacle Inn Rd was $1,389, up 146.3% from the year before.

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalityBeech Mountain Town
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,389.00 (+146.28%)$132,300 Building $132,300$132,300 Building $132,300
2024$564.00 (+6.62%)
2023$529.00 (-6.21%)$132,300 (-) Building $132,300$132,300 (-) Building $132,300
2022$564.00$132,300 Building $132,300$132,300 Building $132,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3301 Pinnacle Inn Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 43 individual policies
Nearby Flood Policies47 units insured
incl. 4 condo units
Nearby Flood Claims16 (1995–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3301 Pinnacle Inn Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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