3301 Grayson St, Ferndale, MI 48220 Property Records

Oakland County property record for 3301 Grayson St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,070 sqft · built 1926
Lot Size0.105 acres (4,574 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Feb 2024)
Tax Bill$5,696 (2025)
Deeds & MortgagesNov 2025 Mortgage
Feb 2024 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-25-27-226-039

Property Details

APN / Parcel Number

Primary APN24-25-27-226-039

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,070 sqft Living Area
1st Floor Area820 sqft
Basement Area820 sqft
Unfinished Basement820 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,574 sqft (0.105 acres)
Lot Dimensions114 ft deep x 40 ft wide
Garage Area370 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area47 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3301 GRAYSON ST
CityFERNDALE
StateMI
Zip48220-1077
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 27 WATTS FARM SUB LOT 114
Legal Range11E
Legal Township01N
Legal Section27
Legal SubdivisionWATTS FARM SUB
Legal Lot Number114
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2002
Census Tract173000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3301 GRAYSON ST, FERNDALE, MI 48220-1077
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE ADVANTAGE LENDING LLC
Feb 26, 2024Warranty Deed, Transfer
DEVON TITLE COMPANY, DEVON TITLE AGENCY
Feb 26, 2024Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE ADVANTAGE LENDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 26, 2024 · Amount on Record
Deed SaleFeb 26, 2024 · Amount on Record
Prior SaleNov 20, 2012 · Amount on Record
Deed Document Number202418866
Deed Book / Page59186 / 165
Prior Transfer DateJul 25, 2003
Prior Transfer Doc0305800298
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3301 GRAYSON ST, FERNDALE, MI 48220-1077
Transaction TypeMortgage
Record UpdatedDec 4, 2025
Title CompanyUNKNOWN, 1ST CHOICE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3301 GRAYSON ST, FERNDALE, MI 48220-1077

Mortgage

Document Number20250146213
DateNov 21, 2025
Book Page60718/178
Instrument20250146213
Lender
NameMORTGAGE ADVANTAGE LENDING LLC
TypeMortgage Company
AddressFORT LAUDERDALE, FL 33331
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2055

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateFeb 26, 2024
Property Address3301 GRAYSON ST, FERNDALE, MI 48220-1077
Document Number0000018866
Book / Page59186 / 165
Map ReferenceLB 30 PG 42
Instrument DateFeb 21, 2024
Instrument18866
Transaction TypeTransfer
Record UpdatedApr 4, 2024
Title CompanyDEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$1,725.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3301 GRAYSON ST, FERNDALE, MI 48220-1077

Transferred To (Grantee/Buyer)

NameVerified Name
Address527 EVERETT DR, LANSING, MI 48915-1107

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateFeb 26, 2024
Property Address3301 GRAYSON ST, FERNDALE, MI 48220-1077
Document Number0000018866
Book / Page59186 / 165
Map ReferenceLB 30 PG 42
Instrument DateFeb 21, 2024
Instrument18866
Transaction TypeTransfer
Record UpdatedApr 3, 2024
Title CompanyDEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,725.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3301 GRAYSON ST, FERNDALE, MI 48220-1077

Transferred To (Grantee/Buyer)

NameVerified Name
Address3301 GRAYSON ST, FERNDALE, MI 48220-1077

Mortgage

Document Number0000024220
DateMar 12, 2024
Book Page59215/767
Instrument24220
Lender
NameMORTGAGE ADVANTAGE LENDING LLC
TypeMortgage Company
AddressFORT LAUDERDALE, FL 33331
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,696.00 (+173.85%) Homeowner's exemption$116,250 (+29.04%)$232,500 (+29.04%)
2024$2,080.00 (-6.18%)
2023$90,090$180,180
2021$2,217.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 874 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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