3301 Commonwealth Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 3301 Commonwealth Ave, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,460 sqft · built 2021
Lot Size	0.191 acres (8,362 sqft)
Owner	Individual Name on File
Last Sale	$1,090,000 (Jul 2022)
Tax Bill	$9,369 (2023)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`129-082-21`

Property Details

APN / Parcel Number

Primary APN	`129-082-21`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,460 sqft Heated Area
Gross Area	1,458 sqft
1st Floor Area	972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Architectural Style	Other
Exterior Material	Other
Foundation Type	Raised
Lot Area	8,362 sqft (0.191 acres)
Porch	Porch
Porch Area	120 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	129-082-21
Street Address	3301 COMMONWEALTH AVE
City	CHARLOTTE
State	NC
Zip	28205-6226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-22MF
Legal Description	L1 B1 M4-343
Legal Subdivision	COMMONWEALTH PARK
Legal Block	1
Legal Lot Number	1
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1004
Census Tract	1701

Owner

3301 Commonwealth Ave is owned and occupied by an individual who bought it in July 2022.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3301 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Jul 28, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 27, 2021	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2022 · Amount on File
Deed Sale	Jul 28, 2022 · Amount on File
Prior Sale	Jan 27, 2021 · Amount on File
Deed Document Number	0003753546
Deed Book / Page	37535 / 46
Record Updated	Sep 20, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 3, 2025
Property Address	3301 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6226
Document Number	0000019321
Book / Page	39415 / 276
Map Reference	MB 4 PG 343
Instrument Date	Feb 28, 2025
Instrument	2025019321
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	FERTIFIED TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124E EAST BLVD, CHARLOTTE, NC 28203-5036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3301 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6226

Mortgage

Document Number	0000019322
Date	Mar 3, 2025
Instrument	2025019322

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 28, 2022
Property Address	3301 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6226
Document Number	0000110300
Book / Page	37535 / 46
Map Reference	MB 4 PG 343
Instrument Date	Jul 28, 2022
Instrument	2022110300
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	BRIDGETRUST TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	744 GARDEN DISTRICT DR, CHARLOTTE, NC 28202-2998

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3301 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6226
Investor	Possibly a Property Investor

Mortgage

Document Number	0000110301
Date	Jul 28, 2022
Instrument	2022110301

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Mortgage

Document Number	0000110302
Date	Jul 28, 2022
Book Page	37535/59
Instrument	2022110302

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 27, 2021
Property Address	3301 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6226
Document Number	0000016262
Book / Page	035600 / 000448
Instrument Date	Jan 26, 2021
Instrument	16262
Transaction Type	Transfer
Record Updated	Mar 1, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$430.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3301 COMMONWEALTH AVE CHARLOTTE NC 282056226, CHARLOTTE, NC 28205-6226

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 3301 Commonwealth Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3301 Commonwealth Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Commonwealth Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures