Cherokee County property record for 3301 Co Rd 104, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,176 sqft · built 1988 |
| Lot Size | 1.4 acres (61,170 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Dec 2015) |
| Tax Bill | $3,163 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-06-13-0-000-001.003 |
| Primary APN | 13-09-06-13-0-000-001.003 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,176 sqft Living Area |
| 1st Floor Area | 1,784 sqft |
| Upper Floors Area | 1,392 sqft |
| Basement Area | 1,160 sqft |
| Finished Basement | 1,160 sqft |
| Unfinished Basement | 1,160 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 61,170 sqft (1.4 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 948 sqft |
| Deck Area | 630 sqft |
| Patio Area | 1,101 sqft |
| Boat Access | Boat Access |
| Account Number | 30159 |
|---|---|
| Street Address | 3301 COUNTY ROAD 104 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-3530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 11 & 12 & PT LOT 10, MOUNTAIN LAKE SD, SECTOR # 2,PB 9 PG 32 |
| Legal Range | 09E |
| Legal Township | 09S |
| Legal Section | 13 |
| Legal Subdivision | MOUNTAIN LAKE SD 2ND SECTOR |
| Legal Lot Number | 10-12 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 955702 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 106 MARGO TRL SE, ROME, GA 30161-9423 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2015 · Amount on Record |
| Deed Sale | Dec 10, 2015 · Amount on Record |
| Deed Document Number | 2015191228 |
| Prior Transfer Date | Nov 23, 2015 |
| Prior Transfer Doc | 0000191228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Sep 4, 2026 |
| Property Address | 3301 COUNTY ROAD 104, CEDAR BLUFF, AL 35959-3530 |
| Document Number | 0000245674 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 2026245674 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3301 COUNTY ROAD 104, CEDAR BLUFF, AL 35959-3530 |
| Document Number | 0000245674, |
|---|---|
| Date | Sep 4, 2026 |
| Instrument | 2026245674 |
| Name | UNION STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Sep 3, 2028 |
| Max Rate | -1% |
|---|
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,163.00 (+7%) | ||
| 2025 | $2,956.00 (+2.21%) | $27,220 (+6%) Land $23,420 Building $3,800 | $703,700 (+2.22%) Land $234,100 Building $469,600 |
| 2024 | $2,892.00 (+1.4%) | $25,680 (-62.19%) Land $21,880 Building $3,800 | $688,400 (+1.37%) Land $218,800 Building $469,600 |
| 2023 | $2,852.00 | $67,920 (+174.54%) | $679,100 (-) Land $218,800 Building $460,300 |
| 2022 | $2,852.00 | $24,740 Land $21,880 Building $2,860 | $679,100 Land $218,800 Building $460,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 76% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom Fiber · DSL | 100 / 100 |
4G LTE (outdoors only), no 5G reported
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