3300 Simpson Rd, Ashland, KY 41101 Property Records

Boyd County property record for 3300 Simpson Rd, Ashland, KY 41101

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1925
Lot Size	0.073 acres (3,200 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Feb 2026)
Tax Bill	$222 (2025)
Deeds & Mortgages	May 2007 Line of Credit May 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`038-15-07-008.00`

Property Details

APN / Parcel Number

Primary APN	`038-15-07-008.00`
Alternative APN	`539581`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1925
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,200 sqft (0.073 acres)
Lot Dimensions	100 ft deep x 32 ft wide
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Account Number	539581
Street Address	3300 SIMPSON RD
City	ASHLAND
State	KY
Zip	41101-3123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	LOT 7 - 32X100 A L KENNEY SUBDIVISION
Legal Subdivision	L KENNEY SUBITION
Legal Lot Number	7
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1017
Census Tract	30400

Owner

3300 Simpson Rd is owned by an individual who bought it in February 2026.

Source: Boyd County records, as of February 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2208 BROADWAY ST, CATLETTSBURG, KY 41129-1226
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2007	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC
May 20, 2025	Deed of Trust, Mortgage · Line of Credit DESCO FCU
Feb 2, 2026	Deed, Transfer
Jul 29, 2024	Deed, Transfer
Feb 15, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2026 · Amount on File
Deed Sale	Feb 2, 2026 · Amount on File
Prior Sale	Jul 29, 2024 · Amount on File
Deed Document Number	10041159
Deed Book / Page	875 / 445
Record Updated	Jun 8, 2026

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	3300 SIMPSON RD, ASHLAND, KY 41101-3123
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1059/133
Date	May 31, 2007
Book Page	M1059/133
Instrument	595265

Lender

Name	COMMUNITY TRUST BANK INC
Type	Non-Lending Institution
Address	ASHLAND, KY 41101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 17, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	3300 SIMPSON RD, ASHLAND, KY 41101-3123
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 BROADWAY ST, CATLETTSBURG, KY 41129-1226
Investor	Possibly a Property Investor

Mortgage

Document Number	001587/319
Date	May 20, 2025
Book Page	1587/319
Instrument	10035477

Lender

Name	DESCO FCU
Type	Credit Union
Address	401 CHILLICOTHE ST, PORTSMOUTH, OH 45662

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	May 15, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYD KY
Recording Date	Feb 2, 2026
Property Address	3300 SIMPSON RD, ASHLAND, KY 41101-3123
Document Number	000875/445
Book / Page	875 / 445
Instrument Date	Feb 2, 2026
Instrument	10041159
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount on Record
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 93, CATLETTSBURG, KY 41129-0093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 BROADWAY ST, CATLETTSBURG, KY 41129-1226

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYD KY
Recording Date	Jul 29, 2024
Property Address	3300 SIMPSON RD, ASHLAND, KY 41101-3123
Document Number	000861/334
Book / Page	861 / 334
Instrument Date	Jul 26, 2024
Instrument	10029229
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount on Record
Tax	$110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 613, ASHLAND, KY 41105-0613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 BROADWAY ST, CATLETTSBURG, KY 41129-1226
Investor	Possibly a Property Investor

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYD KY
Recording Date	Feb 15, 2023
Property Address	3300 SIMPSON RD, ASHLAND, KY 41101-3123
Document Number	000847/596
Book / Page	847 / 596
Instrument Date	Feb 10, 2023
Instrument	10018012
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 93, CATLETTSBURG, KY 41129-0093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 BROADWAY ST, CATLETTSBURG, KY 41129-1226
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3300 Simpson Rd was $222.

Source: Boyd County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Municipality	Ashland City
Unified School District	Ashland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$222.00	$30,000 Land $3,500 Building $26,500	$30,000 Land $3,500 Building $26,500
2023	$212.00	$27,500 Land $3,500 Building $24,000	$27,500 Land $3,500 Building $24,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3300 Simpson Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (1979–2021)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 2 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 2 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3300 Simpson Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011
Water Source	Surface water
Last State Inspection	Nov 2025
Also Mapped Here	HECLA WATER ASSOCIATION
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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