3300 Munger Rd, Carp Lake, MI 49718 Property Records

Emmet County property record for 3300 Munger Rd, Carp Lake, MI 49718

Property Summary

Property TypeRural Improved / Non-Residential
Details1 ba · 1,242 sqft · built 1978
Lot Size80 acres (3,484,800 sqft)
OwnerTrust Name on File
Tax Bill$1,474 (2024)
Deeds & MortgagesMar 2026 Mortgage
Mar 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-06-19-100-002

Property Details

APN / Parcel Number

Primary APN03-06-19-100-002

Interior

Full Baths1 Bath
Stories3 Stories
Building Area1,242 sqft Total Area
1st Floor Area912 sqft
Basement Area660 sqft
Unfinished Basement660 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleOther
Fire ResistanceMasonry Walls, Wood Interior
Lot Area3,484,800 sqft (80 acres)
Garage Area360 sqft
Patio Area36 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3300 MUNGER RD
CityCARP LAKE
StateMI
Zip49718-9777
Property CategoryOther
Property TypeOther > Rural Improved / Non-Residential
Local Zoning CodeEC FF-2
Legal DescriptionE 1/2 OF NW 1/4. 80 A. SECTION 19, T38N, R4W
Legal Range04W
Legal Township38N
Legal Section19
Legal SubdivisionCARP LAKE
JurisdictionEMMET MI
Township / Civil DivisionCARP LAKE
Census Block Group1
Census Block1027
Census Tract970100

Owner

3300 Munger Rd is owner-occupied and held in a trust since September 2011.

Source: Emmet County records, as of October 20, 2026

Owner of RecordTrust Name on File
Mailing Address3300 MUNGER RD, CARP LAKE, MI 49718-9777
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS NATIONAL BANK OF CHEB
Mar 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS NATIONAL BANK OF CHEBOYGAN
Aug 13, 2018Deed of Trust, Mortgage · Line of Credit
CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 16, 2011
Transfer Doc001139/375
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address3300 MUNGER RD, CARP LAKE, MI 49718-9777
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3300 MUNGER RD, CARP LAKE, MI 49718-9777

Mortgage

Document Number0000001274/0000000126
DateMar 25, 2026
Book Page0000001274/0000000126
Instrument5227175
Lender
NameCITIZENS NATIONAL BANK OF CHEB
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueJan 1, 2051

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address3300 MUNGER RD, CARP LAKE, MI 49718-9777
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3300 MUNGER RD, CARP LAKE, MI 49718-9777

Mortgage

Document Number0000001274/0000000126
DateMar 25, 2026
Book Page0000001274/0000000126
Instrument5227175
Lender
NameCITIZENS NATIONAL BANK OF CHEBOYGAN
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueJan 1, 2051

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address3300 MUNGER RD, CARP LAKE, MI 49718-9777
Transaction TypeMortgage
Record UpdatedJul 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001205/0000000759
DateAug 13, 2018
Book Page0000001205/0000000759
Instrument000005158654
Lender
NameCITIZENS NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term233 Months
DueJan 1, 2038

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
County SubdivisionCarp Lake Township
Unified School DistrictPellston Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$224,400 (+7.68%) Land $97,500 Building $126,900$448,800 (+7.68%) Land $195,000 Building $253,800
2025$208,400 Land $89,700 Building $118,700$416,800 Land $179,400 Building $237,400
2024$1,474.00
2023$157,700 Land $66,300 Building $91,400$315,400 Land $132,600 Building $182,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3300 Munger Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3300 Munger Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Truestream
Fiber
1,000 / 1,000

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