3300 E 12th St, Des Moines, IA 50316 Property Records

Polk County property record for 3300 E 12th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1940
Lot Size	0.159 acres (6,950 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jul 2025)
Tax Bill	$4,108 (2024)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7924-26-255-018`

Property Details

APN / Parcel Number

Primary APN	`7924-26-255-018`
Alternative APN	`110/03822-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,392 sqft Living Area
Gross Area	1,764 sqft
1st Floor Area	820 sqft
Upper Floors Area	572 sqft
Basement Area	572 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,950 sqft (0.159 acres)
Lot Dimensions	139 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3300 E 12TH ST
City	DES MOINES
State	IA
Zip	50316-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 5 KRYSHERS 2ND ADD PLAT 4
Legal Range	24W
Legal Township	79N
Legal Section	26
Legal Subdivision	KRYSHERS 2ND ADDITION PLAT 4
Legal Block	5
Legal Lot Number	6
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1010
Census Tract	500

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3300 E 12TH ST, DES MOINES, IA 50316-1222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK
Apr 4, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Jul 22, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Prior Sale	Apr 4, 2023 · Amount on Record
Deed Document Number	2025-00040996
Deed Book / Page	20205 / 216
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 15, 2025
Property Address	3300 E 12TH ST, DES MOINES, IA 50316-1222
Document Number	0000040996
Book / Page	20205 / 216
Instrument Date	Jul 11, 2025
Instrument	2025-00040996
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$383.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3300 E 12TH ST, DES MOINES, IA 50316-1222

Mortgage

Document Number	0000040997
Date	Jul 15, 2025
Instrument	2025-00040997

Lender

Name	BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 4, 2023
Property Address	3300 E 12TH ST, DES MOINES, IA 50316-1222
Document Number	0000015414
Book / Page	19436 / 815
Instrument Date	Apr 1, 2023
Instrument	2023-00015414
Transaction Type	Transfer
Record Updated	Apr 13, 2023
Title Company	NOT AVAILABLE, CTB

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$343.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3300 E 12TH ST, DES MOINES, IA 50316-1222

Mortgage

Document Number	0000015415
Date	Apr 4, 2023
Instrument	2023-00015415

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	1-Year CMT
Margin	3
Max Rate	11.3%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 22, 2019
Property Address	3300 E 12TH ST, DES MOINES, IA 50316-1222
Document Number	0000006493
Book / Page	17415 / 0594
Instrument Date	Jul 17, 2019
Instrument	2019-00006493
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3300 E 12TH ST, DES MOINES, IA 50316-1222

Mortgage

Document Number	0000006495
Date	Jul 22, 2019
Instrument	2019-00006495

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Mortgage

Document Number	0000006496
Date	Jul 22, 2019
Book Page	17415/0614
Instrument	2019-00006496

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$235,500 (+15.1%) Land $33,100 Building $202,400	$235,500 (+15.1%) Land $33,100 Building $202,400
2024	$4,108.00 (+35.67%)
2023		$204,600 Land $28,400 Building $176,200	$204,600 Land $28,400 Building $176,200
2020	$3,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2001

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: CenturyLink.

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