Osceola County property record for 330 Wisconsin Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,143 sqft · built 1986 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $144,000 (Oct 2000) |
| Tax Bill | $1,532 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Nov 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 79930 |
| Primary APN | 79930 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,143 sqft Heated Area |
| Gross Area | 2,930 sqft |
| 1st Floor Area | 2,143 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Finished |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 259 sqft |
| Deck Area | 306 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 79930 |
|---|---|
| Street Address | 330 WISCONSIN AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | LAKE FRONT ADDN PB B PG 61 BLK 400 E 100 FT LOT 5 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND AND 3RD STREETS |
| Legal Tract | 1 |
| Legal Block | 400 |
| Legal Lot Number | 5 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 43400 |
Source: Osceola County records, as of March 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 330 WISCONSIN AVE, SAINT CLOUD, FL 34769-2256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 6, 2025 | Deed of Trust, Mortgage · Line of Credit ADDITION FINANCIAL CU |
| Sep 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ADDITION FINANCIAL CU |
| May 21, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2000 · Amount on Record |
| Deed Sale | Oct 5, 2000 · Amount on Record |
| Prior Sale | Oct 5, 2000 · Amount on Record |
| Deed Document Number | 0017900115 |
| Deed Book / Page | 01263 |
| Last Transfer Date | Feb 23, 2026 |
| Transfer Doc | 0069271622 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 23, 2026 |
| Property Address | 330 WISCONSIN AVE, SAINT CLOUD, FL 34769-2256 |
| Document Number | 0069271622 |
| Book / Page | 6927 / 1622 |
| Map Reference | MB B PG 61-64 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 2026025257 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 330 WISCONSIN AVE, SAINT CLOUD, FL 34769-2256 |
| Name | Verified Name |
|---|---|
| Address | 330 WISCONSIN AVE, SAINT CLOUD, FL 34769-2256 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 330 WISCONSIN AVE, SAINT CLOUD, FL 34769-2256 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 330 WISCONSIN AVE, SAINT CLOUD, FL 34769-2256 |
| Document Number | 0068770495 |
|---|---|
| Date | Nov 6, 2025 |
| Book Page | 6877/495 |
| Instrument | 2025137844 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Nov 5, 2060 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 330 WISCONSIN AVE, SAINT CLOUD, FL 34769-2256 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 330 WISCONSIN AVE, SAINT CLOUD, FL 34769-2256 |
| Document Number | 0062842956 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 6284/2956 |
| Instrument | 2022139139 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 12, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 21, 2020 |
| Property Address | 330 WISCONSIN AVE, SAINT CLOUD, FL 34769-2256 |
| Document Number | 0057252706 |
| Book / Page | 005725 / 002706 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 67009 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1585 TWELVE OAKS CIR ST CLOUD FL 34771, ST CLOUD, FL 34771 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,532.00 (+7.58%) Homeowner's exemption | $128,516 (+5.99%) | $364,600 (+14.4%) Land $60,000 Building $304,600 |
| 2023 | $1,424.00 (+4.55%) Homeowner's exemption | $121,258 (+3%) | $318,700 (+17.82%) Land $55,000 Building $263,700 |
| 2022 | $1,362.00 Homeowner's exemption | $117,727 | $270,500 Land $50,000 Building $220,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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