330 Watertower Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 330 Watertower Ln, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,000 sqft · built 1890
Lot Size0.08 acres (3,425 sqft)
Owner2 Individual Names on File
Tax Bill$1,830 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-25-283-021-000

Property Details

APN / Parcel Number

Primary APN07-25-283-021-000
Alternative APN
  • 07251220100300 00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area1,000 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Construction TypeFrame
Lot Area3,425 sqft (0.08 acres)
Lot Dimensions102 ft deep x 33 ft wide

Exterior Amenities

PorchSlab
Porch Area216 sqft
Patio Area374 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address330 WATERTOWER LN
CityWATERLOO
StateIL
Zip62298
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR3
Legal DescriptionLOT 14 WILLIAM N MOORES ADDN
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionWILLIAM N MOORES ADD
Legal Lot Number14
JurisdictionMONROE IL
Township / Civil Division32
Census Block Group3
Census Block3064
Census Tract600401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Waterloo Historic District
listed 1978 · 236 contributing resources · NRIS 78001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

330 Watertower Ln, a single family home, is owned by two individuals.

Source: Monroe County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address711 MORRISON AVE, WATERLOO, IL 62298-1723
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateMar 31, 2020
Property Address321 S MAIN ST, WATERLOO, IL 62298-1327
Document Number0000407018
Map ReferenceMB H PG 86
Instrument DateMar 22, 2020
Instrument407018
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 S MAIN ST, WATERLOO, IL 62298-1327

Mortgage

Document Number0000407019
DateMar 31, 2020
Instrument407019
Lender
NameFIRST NATIONAL BANK WATERLOO
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 330 Watertower Ln was $1,830, down 2.4% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,830.00 (-2.4%)$30,000 Land $6,410 Building $23,590$90,000 Land $19,230 Building $70,770
2024$1,875.00
2022$30,000 Land $6,410 Building $23,590$90,000 Land $19,230 Building $70,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 330 Watertower Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 330 Watertower Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Harrisonville Telephone Company
DSL · Fiber in parts of the area
100 / 20

May also be available: ClearWave, Wisper ISP.

Nearby Properties on Watertower Ln

Nearby Streets

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