330 W Sandy Cir, Big Pine Key, FL 33043 Property Records

Monroe County property record for 330 W Sandy Cir, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 864 sqft · built 1982
Lot Size	0.15 acres (6,525 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Oct 2021)
Tax Bill	$5,132 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00250591-005100`

Property Details

APN / Parcel Number

Primary APN	`00250591-005100`
Alternative APNs	`27662900250591005100` `1320731`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Flooring	Plywood
Interior Walls	Wood

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2009
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	6,525 sqft (0.15 acres)
Garage Type	Covered
Garage Area	384 sqft
Porch	Slab
Porch Area	207 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1320731
Street Address	330 W SANDY CIR
City	BIG PINE KEY
State	FL
Zip	33043-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 2 LT 29 TROPICAL KEY COLONY BIG PINE KEY PB6-99 OR576-595 OR836-1495 OR836-1495 OR964-2063 OR1010-1199 OR1214-618 OR1479-1340 OR1875-156/57 OR2033-2117/18 OR2462-22/23 OR3132-1355
Legal Range	29E
Legal Township	66S
Legal Section	27
Legal Subdivision	TROPICAL KEY COLONY
Legal Block	2
Legal Lot Number	29
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2026
Census Tract	971401

Owner

330 W Sandy Cir is owned and occupied by two individuals who bought it in October 2021.

Source: Monroe County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	330 W SANDY CIR, BIG PINE KEY, FL 33043-3130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2021 · Amount on File
Deed Sale	Oct 19, 2021 · Amount on File
Prior Sale	Apr 20, 2010 · Amount on File
Deed Document Number	20212344723
Deed Book / Page	3132 / 1355
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 19, 2021
Property Address	330 W SANDY CIR, BIG PINE KEY, FL 33043-3130
Document Number	0031321355
Book / Page	3132 / 1355
Map Reference	MB 6 PG 99
Instrument Date	Oct 8, 2021
Instrument	2344723
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	TRUE TITLE FLORIDA KEYS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1635 SCHOLTZ CT APT 1, 1, KEY WEST, FL 33040-4467

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 W SANDY CIR, BIG PINE KEY, FL 33043-3130

Mortgage

Document Number	0031321357
Date	Oct 19, 2021
Instrument	3132/1357

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 330 W Sandy Cir was $5,132 with a homeowner's exemption, up 5.3% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,132.00 (+5.27%) Homeowner's exemption	$533,185	$552,796 Land $358,875 Building $193,921
2024	$4,875.00 (-2.25%)
2023	$4,987.00 (+12.42%)	$540,384 (+24.6%) Land $358,875 Building $181,509	$540,384 (+24.6%) Land $358,875 Building $181,509
2022	$4,436.00	$433,709 Land $247,950 Building $185,759	$433,709 Land $247,950 Building $185,759

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 330 W Sandy Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 690 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	690 in force
Nearby Flood Claims	982 (1980–2022)
Claims Outside the SFHA	2 of 982
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 418 claims Hurricane Wilma, Oct 2005 · 219 claims Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 330 W Sandy Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20