330 Timber Dr, Coloma, MI 49038 Property Records

Berrien County property record for 330 Timber Dr, Coloma, MI 49038

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,604 sqft · built 1978
Lot Size	0.316 acres (13,765 sqft)
Owner	Individual Name on Record
Last Sale	$12,000 (Aug 2017)
Tax Bill	$3,059 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2020 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`60-7500-0046-00-8`

Property Details

APN / Parcel Number

Primary APN	`60-7500-0046-00-8`
Alternative APN	`11-60-7500-0046-00-8`

Interior

Full Baths	2 Baths
Building Area	1,604 sqft Living Area
1st Floor Area	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	13,765 sqft (0.316 acres)
Lot Dimensions	153 ft deep x 90 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	330 TIMBER DR
City	COLOMA
State	MI
Zip	49038-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46 TIMBERBROOK TERRACE
Legal Subdivision	TIMBERBROOK TERRACE
Legal Lot Number	46
Legal Unit	46
Jurisdiction	BERRIEN MI
Township / Civil Division	COLOMA
Census Block Group	4
Census Block	4016
Census Tract	10201

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	330 TIMBER DR, COLOMA, MI 49038-9708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Jan 24, 2020	Deed of Trust, Mortgage · Line of Credit HONOR CU
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit HONOR CU
Nov 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Nov 15, 2012	Deed of Trust, Mortgage HONOR CU
Aug 10, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Jan 16, 2007	Quit Claim Deed, Transfer · ARM OPTION ONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2017 · Amount on Record
Deed Sale	Aug 10, 2017 · Amount on Record
Prior Sale	Dec 29, 2011 · Amount on Record
Deed Book / Page	3180 / 224
Prior Transfer Date	Dec 15, 2011
Prior Transfer Doc	02979/2224
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	330 TIMBER DR, COLOMA, MI 49038-9708
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03307/1934
Date	Jan 6, 2021
Book Page	3307/1934

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	330 TIMBER DR, COLOMA, MI 49038-9708
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03262/3451
Date	Jan 24, 2020
Book Page	3262/3451

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	236 Months
Due	Sep 28, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	330 TIMBER DR, COLOMA, MI 49038-9708
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 TIMBER DR, COLOMA, MI 49038-9708

Mortgage

Document Number	03379/1750
Date	Jul 11, 2022
Book Page	3379/1750
Instrument	2022357387

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 12, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	330 TIMBER DR, COLOMA, MI 49038-9708
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 TIMBER DR, COLOMA, MI 49038-9708

Mortgage

Document Number	03465/1233
Date	Nov 24, 2025
Book Page	3465/1233
Instrument	2025446849

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2040

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	330 TIMBER DR, COLOMA, MI 49038-9708
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03015/2509
Date	Nov 15, 2012
Book Page	3015/2509

Lender

Name	HONOR CU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 10, 2017
Property Address	330 TIMBER DR, COLOMA, MI 49038-9708
Document Number	03180/0224
Book / Page	3180 / 0224
Map Reference	LB20 PG19
Instrument Date	Aug 7, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transaction

Amount	Amount Recorded
Tax	$963.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	09678 62ND ST, SOUTH HAVEN, MI 49090-9116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7151 N COLOMA RD, COLOMA, MI 49038-9303

Mortgage

Document Number	0031800226
Date	Aug 10, 2017
Instrument	3180/0226

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

January 2007: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 16, 2007
Property Address	330 TIMBER DR, COLOMA, MI 49038-9708
Document Number	02771/0313
Book / Page	2771 / 0313
Map Reference	LB20 PG19
Instrument Date	Dec 26, 2006
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 TIMBER DR, COLOMA, MI 49038-9708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 TIMBER DR, COLOMA, MI 49038-9708

Mortgage

Document Number	0027710314
Date	Jan 16, 2007
Instrument	2771/0314

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	8.4%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	5.6%
Max Rate At Change	11.4%
Index	6-Month LIBOR
Max Rate	14.4%

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Coloma City
Unified School District	Coloma Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,700 (-4.61%)	$219,400 (-4.61%)
2025	$3,059.00 (+2.69%) Homeowner's exemption	$115,000 (+23.79%)	$230,000 (+23.79%)
2024	$2,979.00 (+6.93%)
2023		$92,900	$185,800
2022	$2,786.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLOMA serves 1,555 people · EPA ID MI0001530
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Midwest Energy & Communications.

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