330 Thomas Rd, Benton, TN 37307 Property Records

Polk County property record for 330 Thomas Rd, Benton, TN 37307

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1998
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on Record
Last Sale	$169,000 (Apr 2017)
Tax Bill	$1,115 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070045H A 00101`

Property Details

APN / Parcel Number

Primary APN	`070045H A 00101`
Alternative APN	`045H A 00101`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	1,456 sqft
Finished Basement	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2006
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	38,333 sqft (0.88 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Deck Area	896 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	330 THOMAS RD
City	BENTON
State	TN
Zip	37307-5205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: D01
Legal Subdivision	ROHRMOSER PROP #1
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	2
Census Block	2031
Census Tract	950203

Owner

Source: Polk County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	330 THOMAS RD, BENTON, TN 37307-5205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC
Apr 20, 2017	Warranty Deed, Transfer · VA Mortgage FIRST COMMUNITY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2017 · Amount on Record
Deed Sale	Apr 20, 2017 · Amount on Record
Prior Sale	Dec 18, 2007
Deed Document Number	17000809
Deed Book / Page	WD302 / 268
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	330 THOMAS RD, BENTON, TN 37307-5205
Transaction Type	Mortgage
Record Updated	Dec 10, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	TD551/398
Date	Nov 9, 2021
Book Page	TD551/398
Instrument	21003235

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Apr 20, 2017
Property Address	330 THOMAS RD, BENTON, TN 37307-5205
Document Number	0WD302/268
Book / Page	WD302 / 268
Instrument Date	Apr 19, 2017
Instrument	17000809
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 THOMAS RD, BENTON, TN 37307-5205

Mortgage

Document Number	0000000810
Date	Apr 20, 2017
Book Page	TD487/178
Instrument	17000810

Lender

Name	FIRST COMMUNITY MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,115.00	$66,025 (-) Land $5,750 Building $60,275
2024	$1,115.00	$66,025 (-) Land $5,750 Building $60,275
2023	$1,115.00 (+12.97%)	$66,025 (+68.11%) Land $5,750 Building $60,275	$264,100 (+68.11%) Land $23,000 Building $241,100
2022	$987.00	$39,275 Land $4,800 Building $34,475	$157,100 Land $19,200 Building $137,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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