Polk County property record for 330 Terranova Blvd, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 4 ba · 3,277 sqft · built 2004 |
| Lot Size | 0.305 acres (13,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $615,000 (May 2024) |
| Tax Bill | $8,015 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-14-687805-001150 |
| Primary APN | 26-29-14-687805-001150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,277 sqft Living Area |
| Gross Area | 4,197 sqft |
| 1st Floor Area | 2,797 sqft |
| Upper Floors Area | 480 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 13,295 sqft (0.305 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Pool Type | Enclosed Pool |
| Porch | Slab |
| Porch Area | 310 sqft |
| Street Address | 330 TERRANOVA BLVD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TERRANOVA PHASE II PB 119 PGS 42 THRU 46 LOT 115 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 14 |
| Legal Subdivision | TERRANOVA PHASE II |
| Legal Phase | II |
| Legal Tract | 687805 |
| Legal Block | 4 |
| Legal Lot Number | 115 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 14501 |
Source: Polk County records · APN 26-29-14-687805-001150
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 330 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 22, 2019 | Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA |
| Jun 01, 2018 | Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Aug 24, 2017 | Deed of Trust, Mortgage · Line of Credit GTE FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 13, 2024 · Amount on Record |
| Deed Sale | May 13, 2024 · Amount on Record |
| Prior Sale | Aug 17, 2012 · Amount on Record |
| Deed Document Number | 2024110728 |
| Deed Book / Page | 13114 / 318 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 330 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3426 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 330 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3426 |
| Document Number | 0000254629 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 11915/2151 |
| Instrument | 2021254629 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 330 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3426 |
| Document Number | 0109921438 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 330 TERRANOVA BLVD WINTER HAVEN FL 338843426, WINTER HAVEN, FL 33884-3426 |
| Document Number | 0109921438 |
|---|---|
| Date | Oct 02, 2019 |
| Book Page | 010992/001438 |
| Instrument | 208540 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 01, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 330 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3426 |
| Document Number | 0105220822 |
| Instrument Date | Jun 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 330 TERRANOVA BLVD WINTER HAVEN FL 338843426, WINTER HAVEN, FL 33884-3426 |
| Document Number | 0105220822 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 010522/000822 |
| Instrument | 131098 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219-6009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 330 TERRANOVA BLVD, WINTER HAVEN, FL 33884-3426 |
| Document Number | 0102481266 |
| Book / Page | 010248 / 001266 |
| Instrument Date | Aug 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 330 TERRANOVA BLVD WINTER HAVEN FL 338843426, WINTER HAVEN, FL 33884-3426 |
| Document Number | 0102481266 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 010248/001266 |
| Instrument | 168128 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 29, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,015.00 (+149.38%) Homeowner's exemption | $472,131 (+121.63%) Land $65,000 Building $407,131 | $472,131 (+6.06%) Land $65,000 Building $407,131 |
| 2023 | $3,214.00 (+2.98%) Homeowner's exemption | $213,025 (+3%) | $445,144 (+11.85%) Land $62,400 Building $382,744 |
| 2022 | $3,121.00 Homeowner's exemption | $206,820 | $397,986 Land $52,000 Building $345,986 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050145014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 97 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 8 (2004–2022) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 63% of the US · above 39% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 389 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 341 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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