330 Rustic Rail Dr, Lake Wales, FL 33859 Property Records

Polk County property record for 330 Rustic Rail Dr, Lake Wales, FL 33859

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,935 sqft · built 2024
Lot Size	0.195 acres (8,503 sqft)
Owner	2 Individual Names on File
Last Sale	$279,000 (Apr 2024)
Tax Bill	$4,194 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-29-15-864507-000910`

Property Details

APN / Parcel Number

Primary APN	`27-29-15-864507-000910`
Alternative APN	`152927864507000910`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,935 sqft Living Area
Gross Area	2,355 sqft
1st Floor Area	1,935 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	8,503 sqft (0.195 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Unfinished Open Porch
Porch Area	26 sqft

Location & Zoning

Street Address	330 RUSTIC RAIL DR
City	LAKE WALES
State	FL
Zip	33859-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEOMAS LANDING - PHASE 1 PB 195 PGS 34-39 LOT 91
Legal Subdivision	LEOMAS LANDING - PHASE 1
Legal Block	1
Legal Lot Number	91
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1026
Census Tract	14130

Owner

330 Rustic Rail Dr is owned and occupied by two individuals who bought it in April 2024.

Source: Polk County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	330 RUSTIC RAIL DR, LAKE WALES, FL 33859-2118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT LP
Apr 25, 2024	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage ALKAN MORTGAGE CORP
Sep 15, 2023	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2024 · Amount on File
Deed Sale	Apr 25, 2024 · Amount on File
Prior Sale	Sep 15, 2023 · Amount on File
Deed Document Number	202494773
Deed Book / Page	13090 / 1157
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Oct 1, 2026
Property Address	330 RUSTIC RAIL DR, LAKE WALES, FL 33859-2118
Document Number	0000237086
Book / Page	14173 / 1777
Instrument Date	Sep 1, 2026
Instrument	2026237086
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 RUSTIC RAIL DR, LAKE WALES, FL 33859-2118

Mortgage

Document Number	0000237086,
Date	Oct 1, 2026
Book Page	14173/1777
Instrument	2026237086

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	331 Months
Due	May 1, 2054

Interest

Max Rate	-1%

April 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 25, 2024
Property Address	330 RUSTIC RAIL DR, LAKE WALES, FL 33859-2118
Document Number	0000094773
Book / Page	13090 / 1157
Map Reference	MB 195 PG 34
Instrument Date	Apr 19, 2024
Instrument	2024094773
Transaction Type	Subdivision Related Transfer
Record Updated	May 7, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,953.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6675 WESTWOOD BLVD # BLVD5TH, BLVD5TH, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	330 RUSTIC RAIL DR, LAKE WALES, FL 33859-2118

Mortgage

Document Number	0130901161
Date	Apr 25, 2024
Instrument	13090/1161

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 15, 2023
Property Address	330 RUSTIC RAIL DR, LAKE WALES, FL 33859-2118
Document Number	0000217563
Book / Page	12838 / 1080
Map Reference	MB 195 PG 34-39
Instrument Date	Sep 7, 2023
Instrument	2023217563
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$4,690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2502 N ROCKY POINT DR STE 1050, 1050, TAMPA, FL 33607-5995

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4301 W BOY SCOUT BLVD STE 600, 600, TAMPA, FL 33607-5732

Tax Assessment & Valuation

The 2025 property tax bill for 330 Rustic Rail Dr was $4,194 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lake Wales City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,650 (+0.21%) Land $62,000 Building $190,650	$252,650 (+0.21%) Land $62,000 Building $190,650
2025	$4,194.00 Homeowner's exemption	$252,114 Land $62,000 Building $190,114	$252,114 Land $62,000 Building $190,114
2023	$3,732.00	$60,000 Land $60,000	$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 330 Rustic Rail Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 330 Rustic Rail Dr is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKE WALES serves 18,722 people · EPA ID FL6532234
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Xfinity.

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