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330 Ruby Lake Loop, Winter Haven, FL 33884 Property Records

Polk County property record for 330 Ruby Lake Loop, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage2,436 sqft Living Area
Lot Size10,860 sqft (0.249 acres)
OccupancyOwner Occupied
Last Sale$292,000 (2020)
Tax Bill$6,158.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-29-07-855605-000460
Alternative APNs
  • 072927855605000460
  • 72927000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,436 sqft Living Area
Gross Area3,225 sqft Gross Area
1st Floor2,436 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area10,860 sqft (0.249 acres)
Depth X Width125 ft x 89 ft Depth x Width
Garage TypeAttached Garage
Garage Area789 sqft Garage
Pool Area392 sqft Pool
Porch Area245 sqft Porch

Location & Zoning

Street Address330 RUBY LAKE LOOP
CityWINTER HAVEN
StateFL
Zip33884-3269
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRUBY LAKE PHASE TWO PB 106 PG 10 LOT 46
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionRUBY LAKE PHASE TWO
Legal Phase2
Legal Tract855605
Legal Block1
Legal Lot Number46
JurisdictionPOLK FL
Minor Civil DivisionLAKE WALES
Census Blockgroup1
Census Block1039
Census Tract14401

Owner

Source: Polk County records · APN 27-29-07-855605-000460

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address330 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3269
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2022Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Jan 31, 2020Warranty Deed, Transfer · Conventional Mortgage
CITIBANK
Nov 22, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 31, 2020 · Amount on Record
Deed SaleJan 31, 2020 · Amount on Record
Prior SaleOct 30, 1998 · Amount on Record
Deed Doc Number202023865
Deed Book / Page11126 / 60
Prior Transfer DateNov 14, 2017
Prior Transfer Doc0000225458
Record RefreshedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address330 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3269
Transaction TypeMortgage
Record UpdatedSep 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000243482
DateSep 08, 2022
Book Page12410/860
Instrument2022243482
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 15, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 31, 2020
Property Address330 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3269
Document Number0111260060
Book / Page011126 / 000060
Instrument DateJan 29, 2020
Instrument23865
Transaction TypeTransfer
Record UpdatedFeb 21, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,044.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2586 RYMAR DR SAN JOSE CA 951332756, SAN JOSE, CA 95133-2756

Mortgage

Document Number111260061
DateJan 31, 2020
Book Page011126/000061
Instrument23866
Lender
NameCITIBANK
TypeBank
AddressO FALLON, MO 63368-2240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 30, 2050

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateNov 22, 2017
Property Address330 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3269
Document Number0103220715
Book / Page010322 / 000715
Instrument DateNov 14, 2017
Instrument225458
Transaction TypeTransfer
Record UpdatedJan 03, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address630 HART LAKE DR WINTER HAVEN FL 338844145, WINTER HAVEN, FL 33884-4145

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,158.00 (+1.5%) Homeowner's exemption$377,794 (+3.76%) Land $76,000 Building $301,794$377,794 (+3.76%) Land $76,000 Building $301,794
2023$6,067.00 (+9.59%) Homeowner's exemption$364,089 (+15.38%) Land $74,000 Building $290,089$364,089 (+15.38%) Land $74,000 Building $290,089
2022$5,536.00$315,543 Land $62,000 Building $253,543$315,543 Land $62,000 Building $253,543

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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