330 Ravens Gap Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 330 Ravens Gap Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,406 sqft · built 2001
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Sep 2025)
Tax Bill	$1,586 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`458600525149000`

Property Details

APN / Parcel Number

Primary APN	`458600525149000`
Alternative APNs	`53503` `59159` `63753`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,406 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	585 ft deep x 30 ft wide
Terrain	Mountain
Porch	Open Porch
Porch Area	528 sqft
Deck Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	63753
Street Address	330 RAVENS GAP RD
City	MURPHY
State	NC
Zip	28906-2734
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR GARDNER 1726/1024
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1029
Census Tract	930300

Owner

330 Ravens Gap Rd, a rural home, is owned by an individual who bought it in September 2025.

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	609 MORGAN ST, ALBANY, GA 31705-6421
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Apr 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage R P FUNDING
Sep 17, 2025	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Dec 16, 2022	Warranty Deed, Transfer
Dec 15, 2020	Warranty Deed, Transfer
May 10, 2019	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on File
Deed Sale	Sep 17, 2025 · Amount on File
Prior Sale	Sep 25, 2024 · Amount on File
Deed Document Number	4493
Deed Book / Page	1786 / 134
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	330 RAVENS GAP RD, MURPHY, NC 28906-2734
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01642/1034
Date	May 4, 2020
Book Page	1642/1034
Instrument	2185

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	330 RAVENS GAP RD, MURPHY, NC 28906-2734
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 RAVENS GAP RD, MURPHY, NC 28906-2734

Mortgage

Document Number	001775/209
Date	Apr 1, 2025
Book Page	1775/209
Instrument	1398

Lender

Name	R P FUNDING
Address	1400 S INTERNATIONAL PKWY # 1000, LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 17, 2025
Property Address	330 RAVENS GAP RD, MURPHY, NC 28906-2734
Document Number	001786/134
Book / Page	1786 / 134
Instrument Date	Sep 17, 2025
Instrument	4493
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11571 NORTH CAROLINA 294, MURPHY, NC 28906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 MORGAN ST, ALBANY, GA 31705-6421

Mortgage

Document Number	0001786137
Date	Sep 17, 2025
Instrument	1786/137

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 16, 2022
Property Address	330 RAVENS GAP RD, MURPHY, NC 28906-2734
Document Number	01726/1024
Book / Page	1726 / 1024
Instrument Date	Nov 15, 2022
Instrument	7794
Transaction Type	Transfer
Record Updated	Jan 3, 2023

Transaction

Amount	Amount on Record
Tax	$798.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 ALPINE LN, HAZELWOOD, NC 28786-7198

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7103 MARCONI CT, NAPLES, FL 34114-2652

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 15, 2020
Property Address	330 RAVENS GAP RD, MURPHY, NC 28906-2734
Document Number	1667/358
Book / Page	1667 / 358
Instrument Date	Dec 1, 2020
Instrument	7803
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Tax	$523.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7550 TORI WAY, 7550, LAKEWOOD RANCH, FL 34202-4082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 RAVENS GAP RD, MURPHY, NC 28906-2734

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 10, 2019
Property Address	330 RAVENS GAP RD, MURPHY, NC 28906-2734
Document Number	01613/0113
Book / Page	01613 / 0113
Instrument Date	May 8, 2019
Instrument	02038
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9601 MICCOSUKEE RD LOT 2, 9601, TALLAHASSEE, FL 32309-1487

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 RAVENS GAP RD, MURPHY, NC 28906-2734

Mortgage

Document Number	02039
Date	May 10, 2019
Instrument	02039

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 330 Ravens Gap Rd was $1,586.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,586.00	$224,460	$224,460 Land $30,000 Building $194,460
2023		$224,460	$224,460 Land $30,000 Building $194,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 330 Ravens Gap Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 330 Ravens Gap Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 92% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
RiverStreet Networks Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ravens Gap Rd

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