330 Pvt Rd 281, Bonham, TX 75418 Property Records

Fannin County property record for 330 Pvt Rd 281, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,548 sqft · built 1996
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$268,600 (Oct 2021)
Tax Bill	$3,767 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0863-059-0010-05`

Property Details

APN / Parcel Number

Primary APN	`0863-059-0010-05`
Alternative APN	`81367`

Interior

Full Baths	2 Baths
Building Area	1,548 sqft Living Area
1st Floor Area	1,548 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Porch
Porch Area	72 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	0863-059-0010-05
Street Address	330 PRIVATE ROAD 281
City	BONHAM
State	TX
Zip	75418-9588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0863 S PENDERGRASS, ACRES 1.0
Legal Subdivision	SARAH PENDERGRASS SURVEY ABSRACT NO 863
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	2
Census Block	2044
Census Tract	950600

Owner

330 Pvt Rd 281 is owned and occupied by two individuals who bought it in October 2021.

Source: Fannin County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	330 PRAIRIE 281, BONHAM, TX 75418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Prior Sale	Jan 25, 2019
Prior Transfer Date	Apr 25, 2013
Prior Transfer Doc	1672/0040
Record Updated	Oct 29, 2026

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Oct 13, 2021
Property Address	330 PRIVATE ROAD 281, BONHAM, TX 75418-9588
Document Number	2021007475
Instrument Date	Oct 12, 2021
Instrument	2021007475
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	FANNIN COUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	329 PRAIRIE 281, 329, BONHAM, TX 75418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 NEW HOPE RD E, MCKINNEY, TX 75071-3954
Investor	Possibly a Property Investor

Mortgage

Document Number	2021007476
Date	Oct 13, 2021
Instrument	2021007476

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 330 Pvt Rd 281 was $3,767 with a homeowner's exemption, up 26.3% from the year before.

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,767.00 (+26.28%) Homeowner's exemption	$271,080 Land $60,000 Building $211,080	$271,080 Land $60,000 Building $211,080
2024	$2,983.00
2023		$290,900 Land $63,000 Building $227,900	$290,900 Land $63,000 Building $227,900
2018	$1,931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 330 Pvt Rd 281 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2015–2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 330 Pvt Rd 281 is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST FANNIN COUNTY SUD serves 9,198 people · EPA ID TX0740031
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
360 Broadband Fixed Wireless	60 / 6
Rise Broadband Fixed Wireless	25 / 5

May also be available: T-Mobile, Verizon.

Nearby Properties on Pvt Rd 281

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