Bergen County and Dumont Borough property record for 330 Prospect Ave, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,620 sqft · built 1940 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $390,000 (Aug 2017) |
| Tax Bill | $13,191 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Apr 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00401-0000-00021 |
| Primary APN | 10-00401-0000-00021 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,620 sqft Living Area |
|---|
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 131400 |
|---|---|
| Street Address | 330 PROSPECT AVE |
| City | DUMONT |
| State | NJ |
| Zip | 07628-1837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 50X100 |
| Legal Subdivision | FLEETWOOD SEC 2 |
| Legal Block | 401 |
| Legal Lot Number | 21 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 10300 |
Source: Bergen County and Dumont Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 330 PROSPECT AVE, DUMONT, NJ 07628-1837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN STATE HOME LOANS INC |
| Aug 25, 2017 | Deed, Transfer · Conventional Mortgage MB FINANCIAL BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2017 · Amount on Record |
| Deed Sale | Aug 25, 2017 · Amount on Record |
| Prior Sale | Sep 21, 2011 · Amount on Record |
| Deed Document Number | 201764166 |
| Deed Book / Page | 2705 / 2478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 330 PROSPECT AVE, DUMONT, NJ 07628-1837 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0056221439 |
|---|---|
| Date | Oct 16, 2025 |
| Book Page | 5622/1439 |
| Instrument | 2025070464 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 26, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 22, 2026 |
| Property Address | 330 PROSPECT AVE, DUMONT, NJ 07628-1837 |
| Document Number | 0000026872 |
| Book / Page | 5778 / 1595 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 202626872 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 330 PROSPECT AVE, DUMONT, NJ 07628-1837 |
| Document Number | 0000026872, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 5778/1595 |
| Instrument | 202626872 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2055 |
| Rate | 6.56% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 330 PROSPECT AVE, DUMONT, NJ 07628-1837 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0041671193 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 4167/1193 |
| Instrument | 2021083456 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 25, 2017 |
| Property Address | 330 PROSPECT AVE, DUMONT, NJ 07628-1837 |
| Document Number | 0027052478 |
| Book / Page | 02705 / 2478 |
| Instrument Date | May 25, 2017 |
| Instrument | 17-064166 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,119.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 330 PROSPECT AVE, 330, DUMONT, NJ 07628-1837 |
| Name | Verified Name |
|---|---|
| Address | 330 PROSPECT AVE, DUMONT, NJ 07628-1837 |
| Document Number | 0027052483 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 02705/2483 |
| Instrument | 17-064166.01 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 1, 2047 |
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $606,700 (+7.63%) Land $318,300 Building $288,400 | $606,700 (+7.63%) Land $318,300 Building $288,400 | |
| 2025 | $13,191.00 (-7.6%) | $563,700 (+60.51%) Land $289,800 Building $273,900 | $563,700 (+60.51%) Land $289,800 Building $273,900 |
| 2024 | $14,276.00 (+4.69%) | ||
| 2023 | $351,200 Land $156,800 Building $194,400 | $351,200 Land $156,800 Building $194,400 | |
| 2022 | $13,637.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980–1981) |
| Most Recent Claim | Aug 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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