330 Morgan Rd, Cross Junction, VA 22625 Property Records

Frederick County property record for 330 Morgan Rd, Cross Junction, VA 22625

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,243 sqft · built 2006
Lot Size	5.16 acres (224,770 sqft)
Owner	2 Trust Names on Record
Last Sale	$274,000 (Nov 2017)
Tax Bill	$3,525 (2026)
Deeds & Mortgages	Oct 2022 Transfer Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03A-26E`

Property Details

APN / Parcel Number

Primary APN	`03A-26E`
Alternative APN	`8042671`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,243 sqft Living Area
Gross Area	7,002 sqft
1st Floor Area	1,714 sqft
Basement Area	620 sqft
Unfinished Basement	620 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2019
Exterior Material	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	224,770 sqft (5.16 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	462 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	298 sqft
Patio Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8042671
Street Address	330 MORGAN RD
City	CROSS JUNCTION
State	VA
Zip	22625-1563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 2 5.16 ACRES
Legal Subdivision	2
Legal Lot Number	2
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	1
Census Block	1008
Census Tract	50300

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	330 MORGAN RD, CROSS JUNCTION, VA 22625-1563
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Intrafamily Transfer, Transfer
Nov 27, 2017	Special Warranty Deed, Transfer · ARM PENTAGON FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2017 · Amount on Record
Deed Sale	Nov 27, 2017 · Amount on Record
Prior Sale	Aug 8, 2017 · Amount on Record
Deed Document Number	201712378
Last Transfer Date	Sep 22, 2022
Transfer Doc	0000012218
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK VA
Recording Date	Oct 4, 2022
Property Address	330 MORGAN RD, CROSS JUNCTION, VA 22625-1563
Document Number	0000012218
Instrument Date	Sep 22, 2022
Instrument	220012218
Transaction Type	Transfer
Record Updated	Oct 19, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 MORGAN RD, CROSS JUNCTION, VA 22625-1563

November 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Nov 27, 2017
Property Address	330 MORGAN RD, CROSS JUNCTION, VA 22625-1563
Document Number	0000012378
Instrument Date	Nov 16, 2017
Instrument	170012378
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4072, WINCHESTER, VA 22604-4072

Mortgage

Document Number	0000012379
Date	Nov 27, 2017
Instrument	170012379

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Type Change Date	Dec 1, 2022
Margin	2

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,525.00 (+10.43%)	$665,096 Land $105,900 Building $559,196	$665,096 Land $105,900 Building $559,196
2025	$3,192.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1996–2018)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 76% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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