330 Melin Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 330 Melin Ave, Ben Lomond, CA 95005

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,715 sqft · built 1948
Lot Size	0.864 acres (37,636 sqft)
Owner	Individual Name on File
Last Sale	$26,000 (Oct 1997)
Tax Bill	$5,279 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-241-06`

Property Details

APN / Parcel Number

Primary APN	`072-241-06`
Alternative APN	`072-241-06-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,715 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	37,636 sqft (0.864 acres)
Terrain	Steep
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	1,028 sqft
Patio Area	1,028 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	330 MELIN AVE
City	BEN LOMOND
State	CA
Zip	95005-9664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	LOT 48
Legal Subdivision	LARITA WOODS 01
Legal Lot Number	48
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1019
Census Tract	120600

Owner

330 Melin Ave is owned and occupied by an individual who bought it in October 1997.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	330 MELIN AVE, BEN LOMOND, CA 95005-9664
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Intrafamily Transfer, Transfer · Line of Credit BAY FCU
Sep 8, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY
Apr 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Apr 19, 2021	Intrafamily Transfer, Transfer STEWART TITLE OF CA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 1997 · Amount on File
Deed Sale	Oct 28, 1997 · Amount on File
Deed Document Number	199749806
Prior Transfer Date	Oct 22, 1997
Prior Transfer Doc	0000049806
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 6, 2022
Property Address	330 MELIN AVE, BEN LOMOND, CA 95005-9664
Document Number	0000025130
Map Reference	MB 25 PG 43
Instrument Date	Aug 31, 2022
Instrument	2022-0025130
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	330 MELIN AVE, BEN LOMOND, CA 95005-9664

Mortgage

Document Number	0000025131
Date	Sep 6, 2022
Instrument	2022-0025131

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 8, 2022
Property Address	330 MELIN AVE, BEN LOMOND, CA 95005-9664
Document Number	0000025331
Map Reference	MB 25 PG 43
Instrument Date	Aug 31, 2022
Instrument	2022-0025331
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 MELIN AVE, BEN LOMOND, CA 95005-9664

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 16, 2021
Property Address	330 MELIN AVE, BEN LOMOND, CA 95005-9664
Document Number	0000022043
Map Reference	MB 25 PG 43
Instrument Date	Apr 12, 2021
Instrument	2021-0022043
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	330 MELIN AVE, BEN LOMOND, CA 95005-9664

Mortgage

Document Number	0000022044
Date	Apr 16, 2021
Instrument	2021-0022044

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 19, 2021
Property Address	330 MELIN AVE, BEN LOMOND, CA 95005-9664
Document Number	0000022122
Map Reference	MB 25 PG 43
Instrument Date	Apr 12, 2021
Instrument	2021-0022122
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 MELIN AVE, BEN LOMOND, CA 95005-9664

Tax Assessment & Valuation

The 2025 property tax bill for 330 Melin Ave was $5,279 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$427,329 (+2%) Land $175,404 Building $251,925
2025	$5,279.00 Homeowner's exemption	$418,949 Land $171,964 Building $246,985
2023	$5,013.00 (+2.49%) Homeowner's exemption	$402,681 Land $165,287 Building $237,394	$841,050
2022	$4,891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 330 Melin Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1995–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 330 Melin Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surfnet Communications.

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