St. Charles County property record for 330 McDonough St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,001 sqft · built 1895 |
| Lot Size | 0.177 acres (7,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $101,000 (Jul 2024) |
| Tax Bill | $4,665 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006860A000 |
| Primary APN | 006860A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,001 sqft Living Area |
| Gross Area | 4,060 sqft |
| 1st Floor Area | 2,983 sqft |
| Basement Area | 1,059 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,700 sqft (0.177 acres) |
| Lot Dimensions | 140 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Porch | Screened Porch |
| Porch Area | 401 sqft |
| Patio Area | 480 sqft |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 006860A000 |
|---|---|
| Street Address | 330 MCDONOUGH ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-3451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA5 |
| Legal Description | PT CITY BLK 82 |
| Legal Subdivision | STCHARLES CITY |
| Legal Block | 82 |
| Legal Lot Number | 15 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 310502 |
330 McDonough St is owned and occupied by an individual who bought it in July 2024.
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 330 MCDONOUGH ST, SAINT CHARLES, MO 63301-3451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO |
| Aug 27, 2019 | Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2024 · Amount on File |
| Deed Sale | Jul 30, 2024 · Amount on File |
| Prior Sale | Aug 27, 2019 · Amount on File |
| Deed Document Number | 202430123 |
| Prior Transfer Date | Jun 21, 2024 |
| Prior Transfer Doc | 0000030123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 330 MCDONOUGH ST, SAINT CHARLES, MO 63301-3451 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0072660726 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 7266/726 |
| Instrument | 20200409000218960 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Lending Institution |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 27, 2019 |
| Property Address | 330 MCDONOUGH ST, SAINT CHARLES, MO 63301-3451 |
| Document Number | 0071302099 |
| Book / Page | 7130 / 2099 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 20190827000456630 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 330 MCDONOUGH ST, SAINT CHARLES, MO 63301-3451 |
| Document Number | 20190827000456640 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 20190827000456640 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 330 McDonough St was $4,665.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,637 (-) | $392,834 (-) Land $50,000 Building $342,834 | |
| 2025 | $4,665.00 | $74,637 | $392,834 Land $50,000 Building $342,834 |
| 2023 | $69,524 | ||
| 2022 | $365,909 Land $37,500 Building $328,409 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 330 McDonough St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 22 (1979–2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 330 McDonough St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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