Isle Of Wight County property record for 330 Main St, Smithfield, VA 23430
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 2,887 sqft · built 1903 |
| Lot Size | 0.21 acres (8,983 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Aug 2026) |
| Tax Bill | $4,857 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21A-01-158 |
| Primary APN | 21A-01-158 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,887 sqft Living Area |
| 1st Floor Area | 3,395 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,983 sqft (0.21 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Oil |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 330 MAIN ST |
|---|---|
| City | SMITHFIELD |
| State | VA |
| Zip | 23430-1327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TOWN |
| Legal Description | 330 W MAIN ST. |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 280105 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Smithfield Historic District listed 1973 · 55 contributing resources · NRIS 73002022 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Isle Of Wight County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 330 MAIN ST, SMITHFIELD, VA 23430-1327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2026 · Amount on Record |
| Deed Sale | Aug 31, 2026 · Amount on Record |
| Prior Sale | Jul 19, 2024 · Amount on Record |
| Deed Document Number | 20264240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Recording Date | Aug 31, 2026 |
| Property Address | 330 MAIN ST, SMITHFIELD, VA 23430-1327 |
| Document Number | 0000004240 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 20264240 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $73,225.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 330 MAIN ST, SMITHFIELD, VA 23430-1327 |
| Document Number | 0000004241, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 20264241 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Isle Of Wight County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Municipality | Smithfield Town |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,857.00 (+4.52%) | $599,700 (-) Land $70,000 Building $529,700 | $599,700 (-) Land $70,000 Building $529,700 |
| 2025 | $4,647.00 | $599,700 (+69.93%) Land $70,000 Building $529,700 | $599,700 (+69.93%) Land $70,000 Building $529,700 |
| 2023 | $352,900 Land $70,000 Building $282,900 | $352,900 Land $70,000 Building $282,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 52 (1982–2020) |
| Claims Outside the SFHA | 10 of 52 |
| Most Recent Claim | Sep 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHFIELD serves 8,089 people · EPA ID VA3093640 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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