330 Key West St, Moneta, VA 24121 Property Records

Franklin County property record for 330 Key West St, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,466 sqft · built 2005
Lot Size	0.885 acres (38,551 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Aug 2020)
Tax Bill	$5,573 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`048 13-003 00`

Property Details

APN / Parcel Number

Primary APN	`048 13-003 00`
Alternative APN	`15401`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,466 sqft Living Area
Gross Area	4,167 sqft
1st Floor Area	2,450 sqft
Basement Area	2,450 sqft
Finished Basement	2,450 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	38,551 sqft (0.885 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	873 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Patio Area	750 sqft
Balcony Area	16 sqft
Storage Building	Storage Building
Boat Access	Boat Access
Boat House	1,296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15401
Street Address	330 KEY WEST ST
City	MONETA
State	VA
Zip	24121-3353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	SOUTHWIND KEY LOT 3
Legal Subdivision	SOUTHWIND KEY
Legal Lot Number	3
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1002
Census Tract	20103

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	163 GOLF VIEW DR, REIDSVILLE, NC 27320-7638
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Aug 31, 2020	Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	20206446
Deed Book / Page	1145 / 2756
Prior Transfer Date	Apr 29, 2015
Prior Transfer Doc	0010630954
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	330 KEY WEST ST, MONETA, VA 24121-3353
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 S SCALES ST, REIDSVILLE, NC 27320-5024

Mortgage

Document Number	0011862555
Date	Jul 5, 2022
Book Page	1186/2555
Instrument	220005183

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	HENRICO, VA 23233

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 31, 2020
Property Address	330 KEY WEST ST, MONETA, VA 24121-3353
Document Number	0011452756
Book / Page	1145 / 2756
Map Reference	MB 585 PG 1340
Instrument Date	Aug 28, 2020
Instrument	200006446
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	FIRST CHOICE TITLE & SETMNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	163 GOLF VIEW DR, REIDSVILLE, NC 27320-7638

Mortgage

Document Number	200006447
Date	Aug 31, 2020
Instrument	200006447

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,573.00 (+17.95%)	$1,296,100 (+67.33%) Land $217,000 Building $1,079,100	$1,296,100 (+67.33%) Land $217,000 Building $1,079,100
2023	$4,725.00	$774,600 (-) Land $210,000 Building $564,600	$774,600 (-) Land $210,000 Building $564,600
2022		$774,600 Land $210,000 Building $564,600	$774,600 Land $210,000 Building $564,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2012–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA POINTE LANDING serves 115 people · EPA ID VA5143861
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
ZiTEL Fiber	960 / 960

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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