330 Illinois Ave, Elgin, IL 60120 Property Records

Kane County property record for 330 Illinois Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,402 sqft · built 1928
Lot Size	0.141 acres (6,150 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,177 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-478-026`

Property Details

APN / Parcel Number

Primary APN	`06-13-478-026`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,402 sqft Living Area
Gross Area	2,804 sqft
1st Floor Area	1,402 sqft
Basement Area	1,402 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	6,150 sqft (0.141 acres)
Lot Dimensions	123 ft deep x 50 ft wide

Location & Zoning

Street Address	330 ILLINOIS AVE
City	ELGIN
State	IL
Zip	60120-6734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDWARD C LOVELLS ADDN LOT 17 & EAST 1/2 VACATED ALLEY ADJ BLOCK 2
Legal Subdivision	EDWARD C LOVELLS ADDN
Legal Block	2
Legal Lot Number	17
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3005
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	330 ILLINOIS AVE, ELGIN, IL 60120-6734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 30, 1998
Transfer Doc	0000069106
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	330 ILLINOIS AVE, ELGIN, IL 60120-6734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053348
Date	Oct 11, 2017
Instrument	2017K053348

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly
Max Rate	21%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,177.00 (-25.11%) Homeowner's exemption Senior Citizen's exemption	$65,766 (+8.57%) Land $11,716 Building $54,050	$197,377 (+8.57%) Land $35,162 Building $162,215
2024		$60,575 (+21.4%) Land $10,791 Building $49,784	$181,798 (+21.44%) Land $32,386 Building $149,412
2022	$2,907.00 (-2.81%) Homeowner's exemption	$49,899 (+6.96%) Land $8,889 Building $41,010	$149,697 (+6.96%) Land $26,667 Building $123,030
2021	$2,991.00 Homeowner's exemption	$46,652 Land $8,311 Building $38,341	$139,956 Land $24,933 Building $115,023

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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