330 Horatio St, Charlotte, MI 48813 Property Records

Eaton County property record for 330 Horatio St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,560 sqft · built 1900
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Jan 2024)
Tax Bill	$3,554 (2025)
Deeds & Mortgages	Feb 2026 Sale Jan 2024 Sale + 8 more
Flood Zone	Zone X (minimal risk)
APN	`20006260012000`

Property Details

APN / Parcel Number

Primary APN	`20006260012000`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	1,145 sqft
Basement Area	683 sqft
Unfinished Basement	683 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	280 ft deep x 43.4 ft wide
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	330 HORATIO ST
City	CHARLOTTE
State	MI
Zip	48813-1556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	LOT 12 EXCEPT S 35 FEET. LAWRENCE'S SUBDIVISION OF OUT LOTS CITY OF CHARLOTTE.DDA EXPANSION DISTRI CT 2003.DDA EXPANSION DISTRICT EXPIRED 12-2012.
Legal Subdivision	FEET LAWRENCES SUBDIVISION
Legal Lot Number	12
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	4
Census Block	4024
Census Tract	20901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Charlotte Central Historic District listed 2020 · 308 contributing resources · NRIS 100002684

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	330 HORATIO ST, CHARLOTTE, MI 48813-1556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Land Contract, Transfer
Jan 24, 2024	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Oct 29, 2021	Intrafamily Transfer, Transfer
Mar 13, 2019	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Mar 11, 2014	Intrafamily Transfer, Transfer
Dec 22, 2010	Quit Claim Deed, Transfer Quitclaim
Jun 25, 2008	Other, Transfer E TITLE AGENCY INC
Jun 3, 2008	Quit Claim Deed, Foreclosure Quitclaim
Feb 13, 2008	Sheriff's Deed, Foreclosure
Oct 6, 2006	Warranty Deed, Transfer MORTGAGE INVESTMENT LENDING ASSOC I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2024 · Amount on Record
Deed Sale	Jan 24, 2024 · Amount on Record
Prior Sale	Mar 13, 2019 · Amount on Record
Deed Book / Page	3079 / 944
Prior Transfer Date	Mar 11, 2014
Prior Transfer Doc	02508/1002
Record Updated	Oct 29, 2026

February 2026: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	EATON MI
Recording Date	Feb 12, 2026
Property Address	330 HORATIO ST, CHARLOTTE, MI 48813-1556
Document Number	003177/891
Book / Page	3177 / 891
Map Reference	LB 1 PG 72
Instrument Date	Feb 9, 2026
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	621 S COCHRAN AVE, CHARLOTTE, MI 48813-2251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 HORATIO ST, CHARLOTTE, MI 48813-1556

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jan 24, 2024
Property Address	330 HORATIO ST, CHARLOTTE, MI 48813-1556
Document Number	003079/944
Book / Page	3079 / 944
Map Reference	LB 1 PG 72
Instrument Date	Jan 17, 2024
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18512 18 MILE RD, MARSHALL, MI 49068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 S COCHRAN AVE, CHARLOTTE, MI 48813-2251

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Oct 29, 2021
Property Address	330 HORATIO ST, CHARLOTTE, MI 48813-1556
Document Number	002965/226
Book / Page	2965 / 226
Instrument Date	Oct 29, 2021
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 CHAPEL HILL DR, BATTLE CREEK, MI 49015-4634

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Mar 13, 2019
Property Address	330 HORATIO ST, CHARLOTTE, MI 48813-1556
Document Number	02775/1264
Book / Page	2775 / 1264
Map Reference	LB 1 PG 72
Instrument Date	Mar 7, 2019
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$236.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3618 CHRISTOPHER LN, RICHARDSON, TX 75082-2622

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34 21ST ST N, BATTLE CREEK, MI 49015-1703

March 2014: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Mar 11, 2014
Property Address	330 HORATIO ST, CHARLOTTE, MI 48813-1556
Document Number	02508/1002
Book / Page	2508 / 1002
Instrument Date	Mar 11, 2014
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 HORATIO ST, CHARLOTTE, MI 48813-1556
Investor	Possibly a Property Investor

December 2010: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EATON MI
Recording Date	Dec 22, 2010
Property Address	330 HORATIO ST, CHARLOTTE, MI 48813-1556
Document Number	02317/0444
Book / Page	2317 / 0444
Instrument Date	Dec 22, 2010
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 HORATIO ST, CHARLOTTE, MI 48813-1556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 HORATIO ST, CHARLOTTE, MI 48813-1556

June 2008: Other, Transfer

Document Type	Other
Jurisdiction	EATON MI
Recording Date	Jun 25, 2008
Property Address	330 HORATIO ST, CHARLOTTE, MI 48813-1556
Document Number	02186/1010
Book / Page	2186 / 1010
Map Reference	LB1 PG72
Instrument Date	Jun 9, 2008
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	E TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$129.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2711 N HASKELL AVE STE 900, 900, DALLAS, TX 75204-2915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2476 LANSING RD, CHARLOTTE, MI 48813-8407
Investor	Possibly a Property Investor

June 2008: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	EATON MI
Recording Date	Jun 3, 2008
Property Address	330 HORATIO ST, CHARLOTTE, MI 48813-1556
Document Number	02183/0381
Book / Page	2183 / 0381
Map Reference	LB1 PG72
Instrument Date	May 27, 2008
Transaction Type	Foreclosure
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9350 WAXIE WAY, SAN DIEGO, CA 92123-1015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9350 WAXIE WAY, SAN DIEGO, CA 92123-1015

February 2008: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	EATON MI
Recording Date	Feb 13, 2008
Property Address	330 HORATIO ST, CHARLOTTE, MI 48813-1556
Document Number	02164/0084
Book / Page	2164 / 0084
Map Reference	LB1 PG72
Instrument Date	Feb 7, 2008
Transaction Type	Foreclosure
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9350 WAXIE WAY, SAN DIEGO, CA 92123-1015

October 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Oct 6, 2006
Property Address	330 HORATIO ST, CHARLOTTE, MI 48813-1556
Document Number	02070/0769
Book / Page	2070 / 0769
Map Reference	LB1 PG72
Instrument Date	Sep 13, 2006
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	ACCURATE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$817.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 HORATIO ST, CHARLOTTE, MI 48813-1556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 MAPLE ST, GRAND LEDGE, MI 48837-1420
Investor	Possibly a Property Investor

Mortgage

Document Number	0020700770
Date	Oct 6, 2006
Instrument	2070/0770

Lender

Name	MORTGAGE INVESTMENT LENDING ASSOC I
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,600 (+5.2%)	$103,828 (-) Land $35,255 Building $68,573
2025	$3,554.00 (+87.35%)	$51,900 (+20.14%)	$103,828 (+20.17%) Land $35,255 Building $68,573
2024	$1,897.00 (-19.14%)
2023		$43,200	$86,400
2022	$2,346.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net, AT&T, T-Mobile.

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