330 Elm St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 330 Elm St, Ludlow, KY 41016

Property Summary

Property TypeTriplex
Details3 bd · 3 ba · 2,616 sqft · built 1950
Lot Size0.069 acres (3,000 sqft)
Owner2 Individual Names on File
Tax Bill$1,240 (2025)
Flood ZoneZone X (minimal risk)
APN026-33-08-024.00

Property Details

APN / Parcel Number

Primary APN026-33-08-024.00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,616 sqft Finished Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleTriplex
Exterior MaterialStucco
Foundation TypeBlock
Lot Area3,000 sqft (0.069 acres)
Lot Dimensions100 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address330 ELM ST
CityLUDLOW
StateKY
Zip41016-1406
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal DescriptionKENNER GEO R PT LOT 30 30'X 100' NS ELM 70' E KENNER
Legal SubdivisionKENNER GEO R
Legal Lot Number30
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3001
Census Tract66900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Ludlow Historic District
listed 1984 · 343 contributing resources · NRIS 84000526

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

330 Elm St, a triplex, is owned by two individuals.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address839 ELM ST, LUDLOW, KY 41016-1331
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 330 Elm St was $1,240.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$180,000 (+89.47%) Land $15,000 Building $165,000$180,000 (+89.47%) Land $15,000 Building $165,000
2025$1,240.00$95,000 Land $10,000 Building $85,000$95,000 Land $10,000 Building $85,000
2023$1,222.00$95,000 Land $10,000 Building $85,000$95,000 Land $10,000 Building $85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 330 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims12 (1997–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 330 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Elm St

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