Mitchell County property record for 330 Cabin Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 866 sqft · built 1961 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Jun 2025) |
| Tax Bill | $652 (2026) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0779-00-68-0292 |
| Primary APN | 0779-00-68-0292 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 866 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Lot Area | 16,553 sqft (0.38 acres) |
| Heating System | Central |
|---|
| Account Number | 555785893 |
|---|---|
| Street Address | 330 CABIN RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 330 OLD HWY 19E |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 950400 |
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 330 OLD US 19 E, SPRUCE PINE, NC 28777-6108 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| May 3, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2025 · Amount on Record |
| Deed Sale | Jun 16, 2025 · Amount on Record |
| Prior Sale | Jun 11, 2013 · Amount on Record |
| Deed Document Number | 2025975 |
| Deed Book / Page | 679 / 533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jun 16, 2025 |
| Property Address | 330 CABIN RD, SPRUCE PINE, NC 28777 |
| Document Number | 000679/533 |
| Book / Page | 679 / 533 |
| Instrument Date | May 21, 2025 |
| Instrument | 2025000975 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 103, SPRUCE PINE, NC 28777-0103 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 330 CABIN RD, SPRUCE PINE, NC 28777 |
| Document Number | 000679/537 |
|---|---|
| Date | Jun 16, 2025 |
| Book Page | 679/537 |
| Instrument | 2025000976 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 330 CABIN RD, SPRUCE PINE, NC 28777 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 601/488 |
|---|---|
| Date | May 3, 2019 |
| Book Page | 601/488 |
| Instrument | 2019000765 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | WEST JEFFERSON, NC 28694 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $652.00 | $102,000 (-) Land $16,100 Building $85,900 | |
| 2025 | $652.00 (+1.56%) | $102,000 (-) Land $16,100 Building $85,900 | |
| 2023 | $642.00 | $102,000 Land $16,100 Building $85,900 | $102,000 Land $16,100 Building $85,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2004–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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