330 Ave B NE, Winter Haven, FL 33881 Property Records

Polk County property record for 330 Ave B NE, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,309 sqft · built 1920
Lot Size	0.338 acres (14,741 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jul 2022)
Tax Bill	$3,968 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-28-605000-006010`

Property Details

APN / Parcel Number

Primary APN	`26-28-28-605000-006010`
Alternative APNs	`282826605000006010` `82826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,309 sqft Living Area
1st Floor Area	1,378 sqft
Upper Floors Area	931 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	14,741 sqft (0.338 acres)
Lot Dimensions	134 ft deep x 110 ft wide
View / Lot	Commercial/Industrial

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	250 sqft
Patio Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	330 AVENUE B NE
City	WINTER HAVEN
State	FL
Zip	33881-4533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	WINTER HAVEN HEIGHTS PB 1 PG 69 BLK 6 LOTS 1 & 2
Legal Range	26E
Legal Township	28S
Legal Section	28
Legal Subdivision	WINTER HAVEN HEIGHTS
Legal Tract	605000
Legal Block	6
Legal Lot Number	1,2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2025
Census Tract	13702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Winter Haven Heights Historic Residential District listed 2000 · 147 contributing resources · NRIS 00000660

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

330 Ave B NE is owned and occupied by two individuals who bought it in July 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	330 AVENUE B NE, WINTER HAVEN, FL 33881-4533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 6, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 26, 2019	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Nov 21, 2018	Warranty Deed, Mortgage · Line of Credit BANK OF CTRL FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2022 · Amount on File
Deed Sale	Jul 6, 2022 · Amount on File
Prior Sale	Dec 26, 2019 · Amount on File
Deed Document Number	2022182710
Deed Book / Page	12325 / 75
Prior Transfer Date	Jul 2, 2008
Prior Transfer Doc	0000120574
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	330 AVENUE B NE, WINTER HAVEN, FL 33881-4533
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 AVENUE B NE, WINTER HAVEN, FL 33881-4533

Mortgage

Document Number	0000262171
Date	Oct 7, 2021
Book Page	11928/1057
Instrument	2021262171

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 6, 2022
Property Address	330 AVENUE B NE, WINTER HAVEN, FL 33881-4533
Document Number	0000182710
Book / Page	12325 / 75
Map Reference	MB 1 PG 69
Instrument Date	Jul 1, 2022
Instrument	2022182710
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 LAKE NED RD, 204, WINTER HAVEN, FL 33884-2531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 AVENUE B NE, WINTER HAVEN, FL 33881-4533

Mortgage

Document Number	0000182711
Date	Jul 6, 2022
Book Page	12325/77
Instrument	2022182711

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 26, 2019
Property Address	330 AVENUE B NE, WINTER HAVEN, FL 33881-4533
Document Number	0110860646
Book / Page	011086 / 000646
Instrument Date	Dec 20, 2019
Instrument	273435
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	INSURED TITLE SERVICES, INSURED TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,281.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 AVENUE B NE WINTER HAVEN FL 338814533, WINTER HAVEN, FL 33881-4533

Mortgage

Document Number	110860647
Date	Dec 26, 2019
Book Page	011086/000647
Instrument	273436

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2049

November 2018: Warranty Deed, Mortgage

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 21, 2018
Property Address	330 AVENUE B NE, WINTER HAVEN, FL 33881-4533
Document Number	0106762115
Book / Page	010676 / 002115
Instrument Date	Nov 20, 2018
Instrument	243588
Transaction Type	Mortgage
Record Updated	Dec 7, 2018
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$525.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

Mortgage

Document Number	106762116
Date	Nov 21, 2018
Book Page	010676/002116
Instrument	243589

Lender

Name	BANK OF CTRL FL
Type	Bank
Address	5015 S FLORIDA AVE # 200, LAKELAND, FL 33813-5502

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 330 Ave B NE was $3,968 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,588 (-1.42%) Land $40,806 Building $207,782	$248,588 (-1.42%) Land $40,806 Building $207,782
2025	$3,968.00 Homeowner's exemption	$252,165 Land $40,806 Building $211,359	$252,165 Land $40,806 Building $211,359
2023	$4,017.00 (+118.43%) Homeowner's exemption	$251,628 (+82.92%) Land $34,447 Building $217,181	$251,628 (+26.26%) Land $34,447 Building $217,181
2022	$1,839.00	$137,565	$199,301 Land $28,762 Building $170,539

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 330 Ave B NE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 330 Ave B NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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