330 12th St, Union City, NJ 07087 Property Records

Hudson County and Union City property record for 330 12th St, Union City, NJ 07087

Property Summary

Property Type	Single Family Home
Details	812 sqft · built 1923
Lot Size	0.016 acres (701 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,747 (2025)
Deeds & Mortgages	Mar 2022 Reverse Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00062-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`10-00062-0000-00023`
Alternative APNs	`100006200023` `145500`

Interior

Stories	2 Stories
Building Area	812 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Frame
Lot Area	701 sqft (0.016 acres)
Lot Dimensions	50 ft deep x 14 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	145500
Street Address	330 12TH ST
City	UNION CITY
State	NJ
Zip	07087-4204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	JOHN D TERRELL/PROPERTY/WEST H
Legal Block	62
Legal Lot Number	23
Jurisdiction	HUDSON NJ
Township / Civil Division	UNION CITY
Census Block Group	1
Census Block	1000
Census Tract	17500

Owner

330 12th St is owned and occupied by two individuals who acquired it in January 2022.

Source: Hudson County and Union City records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	330 12TH ST, UNION CITY, NJ 07087-4204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage JET DIRECT FUNDING CORP
Jan 16, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jan 16, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 13, 2022
Transfer Doc	0010032210
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUDSON NJ
Recording Date	Mar 21, 2022
Property Address	330 12TH ST, UNION CITY, NJ 07087-4204
Document Number	20220321010032210
Book / Page	9651 / 371
Instrument Date	Jan 13, 2022
Instrument	20220321010032210
Transaction Type	Transfer
Record Updated	Apr 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 12TH ST, UNION CITY, NJ 07087-4204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 12TH ST, UNION CITY, NJ 07087-4204

Mortgage

Document Number	0020233116
Date	Mar 21, 2022
Instrument	20233/116

Lender

Name	JET DIRECT FUNDING CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	938 Months
Due	May 9, 2100

Interest

Rate Type	Adjustable Rate
Rate	1.91%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.9%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	330 12TH ST, UNION CITY, NJ 07087-4204
Document Number	0060008870
Instrument Date	Jan 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	330 12TH ST UNION CITY NJ 070874204, UNION CITY, NJ 07087-4204

Mortgage

Document Number	0060008870
Date	Jan 24, 2019
Book Page	019318/000734
Instrument	60008870

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	972 Months
Due	Jan 23, 2100

Interest

Rate Type	Adjustable Rate
Rate	5.85%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	330 12TH ST, UNION CITY, NJ 07087-4204
Document Number	0060008860
Instrument Date	Jan 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	330 12TH ST UNION CITY NJ 070874204, UNION CITY, NJ 07087-4204

Mortgage

Document Number	0060008860
Date	Jan 24, 2019
Book Page	019318/000720
Instrument	60008860

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	972 Months
Due	Jan 23, 2100

Interest

Rate Type	Adjustable Rate
Rate	5.85%

Tax Assessment & Valuation

The 2025 property tax bill for 330 12th St was $5,747, up 2.2% from the year before.

Source: Hudson County and Union City assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Union City
Unified School District	Union City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,900 (+2.86%) Land $163,000 Building $156,900	$319,900 (+2.86%) Land $163,000 Building $156,900
2025	$5,747.00 (+2.22%)	$311,000 Land $159,000 Building $152,000	$311,000 Land $159,000 Building $152,000
2024	$5,622.00
2023		$82,000 Land $42,600 Building $39,400	$82,000 Land $42,600 Building $39,400
2022	$5,854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 330 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 330 12th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,040 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Starry, T-Mobile, Xfinity.

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