33 White Cloud Way, Alexander, NC 28701 Property Records

Buncombe County property record for 33 White Cloud Way, Alexander, NC 28701

Property Summary

Property Type	Single Family Home
Details	2,400 sqft · built 1999
Lot Size	12.7 acres (554,083 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Feb 2022)
Tax Bill	$2,631 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3036291-2020-20`

Property Details

APN / Parcel Number

Primary APN	`3036291-2020-20`
Alternative APNs	`3036291-2020-2020-0000-00` `9714-44-5061-00000` `971443843200000`

Interior

Stories	1 Story
Building Area	2,400 sqft Living Area
1st Floor Area	2,400 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Lot Area	554,083 sqft (12.7 acres)

Location & Zoning

Account Number	3036291-2020-20
Street Address	33 WHITE CLOUD WAY
City	ALEXANDER
State	NC
Zip	28701-9685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: BLOCK: LOT: TRACT 3 SECTION: PLAT: 0201-0077
Legal Subdivision	FRITZ S G ROHILOFF
Legal Tract	3
Legal Block	3
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FRENCH BROAD
Census Block Group	3
Census Block	3011
Census Tract	2803

Owner

Source: Buncombe County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33 WHITE CLOUD WAY, ALEXANDER, NC 28701-9685
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Feb 18, 2022	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Oct 2, 2019	Warranty Deed, Transfer · Conventional Mortgage FRITZ S G ROHLOFF

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2022 · Amount on Record
Deed Sale	Feb 18, 2022 · Amount on Record
Deed Book / Page	6186 / 1628
Prior Transfer Date	Aug 29, 2011
Prior Transfer Doc	0049110316
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	33 WHITE CLOUD WAY, ALEXANDER, NC 28701-9685
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063070867
Date	Mar 31, 2023
Book Page	6307/867

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 20, 2043

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Mar 30, 2028
Change Frequency	5 Years
Min Rate At Change	7.5%
Max Rate At Change	13.5%
Index	5-Year TN
Max Rate	13.5%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Feb 18, 2022
Property Address	33 WHITE CLOUD WAY, ALEXANDER, NC 28701-9685
Document Number	0061861628
Book / Page	6186 / 1628
Map Reference	MB 201 PG 77
Instrument Date	Feb 18, 2022
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 223, ALEXANDER, NC 28701-0223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 WHITE CLOUD WAY, ALEXANDER, NC 28701-9685

Mortgage

Document Number	0061861634
Date	Feb 18, 2022
Instrument	6186/1634

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 18, 2023

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Oct 2, 2019
Property Address	33 WHITE CLOUD WAY, ALEXANDER, NC 28701-9685
Document Number	0058171597
Book / Page	005817 / 001597
Instrument Date	Sep 30, 2019
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2113 BAILEYS CORNER RD WALL TOWNSHIP NJ 077199536, WALL TOWNSHIP, NJ 07719-9536

Mortgage

Document Number	58171599
Date	Oct 2, 2019
Book Page	005817/001599

Lender

Name	FRITZ S G ROHLOFF
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Oct 1, 2021

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,631.00 (+4.57%)	$340,200 (-) Land $160,900 Building $179,300	$340,200 (-) Land $160,900 Building $179,300
2024	$2,516.00 (+2.74%)
2023	$2,449.00	$340,200	$340,200 (-) Land $175,900 Building $164,300
2021			$340,200 Land $160,900 Building $179,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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