33 Whipple Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 33 Whipple Ave, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,641 sqft · built 1975
Lot Size	0.374 acres (16,307 sqft)
Owner	Company Name on Record
Last Sale	$525,000 (Aug 2021)
Tax Bill	$5,101 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:98 B:63`

Property Details

APN / Parcel Number

Primary APN	`WEST M:98 B:63`
Alternative APNs	`M:098 B:63 L` `18090705`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,641 sqft Living Area
Gross Area	5,873 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,307 sqft (0.374 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	18090705
Street Address	33 WHIPPLE AVE
City	WESTERLY
State	RI
Zip	02891-3423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	63
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2019
Census Tract	50802

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	33 WHIPPLE AVE, WESTERLY, RI 02891-3423
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE, INC
Aug 17, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 10, 2021	Deed, Transfer · Stand-Alone First Mortgage THE WASHINGTON TRUST CO OF WESTERLY
May 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jun 30, 2017	Quit Claim Deed, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2021 · Amount on Record
Deed Sale	Aug 10, 2021 · Amount on Record
Deed Document Number	20214560
Deed Book / Page	2021 / 20440
Last Transfer Date	Aug 8, 2023
Transfer Doc	2023-10895
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Recording Date	May 8, 2026
Property Address	33 WHIPPLE AVE, WESTERLY, RI 02891-3423
Document Number	02026-6754
Book / Page	2026 / 6754
Instrument Date	May 8, 2026
Instrument	20261465
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 WHIPPLE AVE, WESTERLY, RI 02891-3423

Mortgage

Document Number	0000001465,
Date	May 8, 2026
Book Page	2026/6754
Instrument	20261465

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Aug 17, 2023
Property Address	33 WHIPPLE AVE, WESTERLY, RI 02891-3423
Document Number	2023-10895
Book / Page	2023 / 10895
Instrument Date	Aug 8, 2023
Instrument	2023-2700
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 WHIPPLE AVE, WESTERLY, RI 02891-3423

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTERLY RI
Recording Date	Aug 10, 2021
Property Address	33 WHIPPLE AVE, WESTERLY, RI 02891-3423
Document Number	2021-20440
Book / Page	2021 / 20440
Instrument Date	Aug 10, 2021
Instrument	2021-4560
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 WHIPPLE AVE, WESTERLY, RI 02891-3423

Mortgage

Document Number	20214561
Date	Aug 10, 2021
Instrument	2021-4561

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	33 WHIPPLE AVE, WESTERLY, RI 02891-3423
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-11979
Date	May 3, 2021
Book Page	2021/11979
Instrument	2021-2608

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Jun 30, 2017
Property Address	33 WHIPPLE AVE, WESTERLY, RI 02891-3423
Document Number	2017-1693
Book / Page	002017 / 011693
Instrument Date	Jun 23, 2017
Instrument	2851
Transaction Type	Mortgage
Record Updated	Jul 19, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	33 WHIPPLE AVE WESTERLY RI 028913423, WESTERLY, RI 02891-3423

Mortgage

Document Number	2017-1696
Date	Jun 30, 2017
Book Page	002017/011696
Instrument	2852

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,101.00 (-3.81%)	$655,700 (+25.64%) Land $172,600 Building $483,100	$598,463
2023	$5,303.00 (+0.61%)	$521,900 (-) Land $123,400 Building $398,500
2022	$5,271.00	$521,900 Land $123,400 Building $398,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding, Mar 2010 · 5 claims Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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