33 W Saddle River Rd, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 33 W Saddle River Rd, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	1,639 sqft · built 1949
Lot Size	0.185 acres (8,078 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Dec 2007)
Tax Bill	$11,936 (2025)
Deeds & Mortgages	Oct 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`64-00073-05-00016`

Property Details

APN / Parcel Number

Primary APN	`64-00073-05-00016`
Alternative APNs	`6400073000500016` `6400073E00016`

Interior

Stories	2 Stories
Building Area	1,639 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Frame
Construction Type	Frame
Lot Area	8,078 sqft (0.185 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	6400073E00016
Street Address	33 W SADDLE RIVER RD
City	WALDWICK
State	NJ
Zip	07463-2433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	74XIRR 3LT DISABLED VETERAN
Legal Subdivision	HIGHLANDS SEC 2
Legal Block	73.05
Legal Lot Number	16
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	1
Census Block	1017
Census Tract	56100

Owner

Source: Bergen County and Waldwick Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	33 W SADDLE RIVER RD, WALDWICK, NJ 07463-2433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2007 · Amount on Record
Deed Sale	Dec 10, 2007 · Amount on Record
Deed Document Number	2007132692
Deed Book / Page	9460 / 441
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	33 W SADDLE RIVER RD, WALDWICK, NJ 07463-2433
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033681601
Date	Oct 7, 2019
Book Page	3368/1601
Instrument	19-066409

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$520,100 (-) Land $329,500 Building $190,600	$520,100 (-) Land $329,500 Building $190,600
2025	$11,936.00 (+3.66%) Disabled Person's exemption Veteran's exemption	$520,100 (+30.03%) Land $329,500 Building $190,600	$520,100 (+30.03%) Land $329,500 Building $190,600
2024	$11,515.00 (+1.08%)
2023		$400,000 Land $271,200 Building $128,800	$400,000 Land $271,200 Building $128,800
2022	$11,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300