33 Upper Saddle River Rd, Montvale, NJ 07645 Property Records

Bergen County and Montvale Borough property record for 33 Upper Saddle River Rd, Montvale, NJ 07645

Property Summary

Property Type	Single Family Home
Details	2,859 sqft · built 1984
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Sep 2020)
Tax Bill	$21,202 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-00301-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`36-00301-0000-00012`
Alternative APNs	`360030100012` `00000147`

Interior

Stories	2 Stories
Building Area	2,859 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Construction Type	Brick
Lot Area	43,560 sqft
Garage Type	Basement

Location & Zoning

Account Number	00000147
Street Address	33 UPPER SADDLE RIVER RD
City	MONTVALE
State	NJ
Zip	07645-1130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	1 ACRE
Legal Block	301
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	MONTVALE
Census Block Group	2
Census Block	2001
Census Tract	35100

Owner

33 Upper Saddle River Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Bergen County and Montvale Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	33 UPPER SADDLE RIVER RD, MONTVALE, NJ 07645-1130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2020 · Amount on File
Deed Sale	Sep 10, 2020 · Amount on File
Deed Document Number	202083806
Deed Book / Page	3700 / 1898
Prior Transfer Date	Jan 16, 2015
Prior Transfer Doc	0018550515
Record Updated	Sep 20, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 10, 2020
Property Address	33 UPPER SADDLE RIVER RD, MONTVALE, NJ 07645-1130
Document Number	0037001898
Book / Page	3700 / 1898
Instrument Date	Jul 31, 2020
Instrument	20-083806
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	NORTHERN NJ TTL SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52 WESTERLY RD, 52, SADDLE RIVER, NJ 07458-3004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 UPPER SADDLE RIVER RD, MONTVALE, NJ 07645-1130

Mortgage

Document Number	20083807
Date	Sep 10, 2020
Instrument	20-083807

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 33 Upper Saddle River Rd was $21,202, up 1.5% from the year before.

Source: Bergen County and Montvale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Montvale Borough
Elementary School District	Montvale Borough School District (KG - 08)
Secondary School District	Pascack Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$830,800 (-) Land $319,000 Building $511,800	$830,800 (-) Land $319,000 Building $511,800
2025	$21,202.00 (+1.47%)	$830,800 Land $319,000 Building $511,800	$830,800 Land $319,000 Building $511,800
2024	$20,895.00
2023		$830,800 Land $319,000 Building $511,800	$830,800 Land $319,000 Building $511,800
2022	$20,529.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33 Upper Saddle River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Upper Saddle River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY MONTVALE PD95 private · serves 654 people · EPA ID NJ0236001
Water Source	Purchased surface water
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20