33 Union St, Montague, MA 01351 Property Records

Franklin County and Montague Town property record for 33 Union St, Montague, MA 01351

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,107 sqft · built 1900
Lot Size	1.4 acres (61,115 sqft)
Owner	2 Individual Names on File
Last Sale	$315,250 (Feb 2021)
Tax Bill	$5,302 (2025)
Deeds & Mortgages	Oct 2022 Refinance Feb 2021 Sale & Mortgage
APN	`MONT M:0043 B:0000 L:48`

Property Details

APN / Parcel Number

Primary APN	`MONT M:0043 B:0000 L:48`
Alternative APN	`MTGU M:0043 B:0000 L:48`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,107 sqft Living Area
Gross Area	4,234 sqft
Basement Area	970 sqft
Unfinished Basement	970 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	61,115 sqft (1.4 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	33 UNION ST
City	MONTAGUE
State	MA
Zip	01351-9539
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RS
Legal Lot Number	48
Jurisdiction	MONTAGUE MA
Township / Civil Division	MONTAGUE
Census Block Group	4
Census Block	4040
Census Tract	40702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Montague Center Historic District listed 2001 · 178 contributing resources · NRIS 01001236

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

33 Union St, a duplex, is owned and occupied by two individuals who bought it in February 2021.

Source: Franklin County and Montague Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	33 UNION ST, MONTAGUE, MA 01351-9539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GREENFIELD SAVINGS BANK
Feb 11, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GREENFIELD SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2021 · Amount on File
Deed Sale	Feb 11, 2021 · Amount on File
Deed Document Number	20211695
Deed Book / Page	7705 / 47
Prior Transfer Date	Jan 14, 2021
Prior Transfer Doc	0007705-47
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE MA
Property Address	33 UNION ST, MONTAGUE, MA 01351-9539
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008084-176
Date	Oct 19, 2022
Book Page	8084/176
Instrument	11684

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2032

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTAGUE MA
Recording Date	Feb 11, 2021
Property Address	33 UNION ST, MONTAGUE, MA 01351-9539
Document Number	7705-47
Book / Page	7705 / 47
Instrument Date	Jan 14, 2021
Instrument	1695
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	33 UNION ST, MONTAGUE, MA 01351-9539

Mortgage

Document Number	1696
Date	Feb 11, 2021
Instrument	1696

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 33 Union St was $5,302, up 7.7% from the year before.

Source: Franklin County and Montague Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Montague Town
Unified School District	Gill-Montague School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,302.00 (+7.72%)	$348,600 (+11.2%) Land $114,400 Building $234,200	$329,787
2024	$4,922.00 (+4.15%)	$313,500 (+3.81%) Land $114,400 Building $199,100
2023	$4,726.00	$302,000 Land $114,400 Building $187,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 33 Union St; there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTAGUE CENTER WATER DISTRICT serves 450 people · EPA ID MA1192003
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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