33 Tower Rd, Sapphire, NC 28774 Property Records

Jackson County property record for 33 Tower Rd, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,143 sqft · built 1986
Lot Size	1 acres (43,560 sqft)
Owner	2 Trust Names on File
Last Sale	$455,000 (Oct 2024)
Tax Bill	$1,707 (2025)
Deeds & Mortgages	Nov 2023 Transfer Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8502-02-7347`

Property Details

APN / Parcel Number

Primary APN	`8502-02-7347`
Alternative APN	`176649`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,143 sqft Heated Area
1st Floor Area	1,143 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	152 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	33 TOWER RD
City	SAPPHIRE
State	NC
Zip	28774-8654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 131 UN 1 HOLLY FOREST
Legal Subdivision	HOLLY FOREST
Legal Lot Number	131
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	1
Census Block	1096
Census Tract	950900

Owner

33 Tower Rd is held in a trust since October 2024.

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	103 WHITE AVE, FAIRHOPE, AL 36532-1319
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Intrafamily Transfer, Transfer
Jul 21, 2021	Warranty Deed, Transfer · Commercial Mortgage NANCY HECTOR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2024 · Amount on File
Deed Sale	Oct 10, 2024 · Amount on File
Prior Sale	Jul 21, 2021 · Amount on File
Deed Book / Page	2386 / 575
Prior Transfer Date	Nov 10, 2023
Prior Transfer Doc	0023661417
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	Nov 13, 2023
Property Address	33 TOWER RD, SAPPHIRE, NC 28774-8654
Document Number	0023661417
Book / Page	2366 / 1417
Map Reference	CAB 4 SL 150
Instrument Date	Nov 10, 2023
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 56, CASHIERS, NC 28717-0056

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	33 TOWER RD, SAPPHIRE, NC 28774-8654

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jul 21, 2021
Property Address	33 TOWER RD, SAPPHIRE, NC 28774-8654
Document Number	0023080678
Book / Page	2308 / 678
Map Reference	CAB 4 SL 150
Instrument Date	Jul 16, 2021
Transaction Type	Transfer
Record Updated	Aug 4, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	855 US 64 W, 855, CASHIERS, NC 28717-9557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 56, CASHIERS, NC 28717-0056

Mortgage

Document Number	2308681
Date	Jul 21, 2021
Instrument	2308/681

Lender

Name	NANCY HECTOR
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 21, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 33 Tower Rd was $1,707.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$449,369 (-) Land $18,500 Building $430,869
2025	$1,707.00	$449,369 Land $18,500 Building $430,869
2023	$905.00	$238,330 Land $25,000 Building $213,330

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 33 Tower Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Tower Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD SAPPHIRE private · serves 3,873 people · EPA ID NC0150113
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Uranium resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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