33 Terrastar Ln, Ladera Ranch, CA 92694 Property Records

Orange County property record for 33 Terrastar Ln, Ladera Ranch, CA 92694

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,036 sqft · built 2002
Lot Size	0.097 acres (4,219 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Mar 2004)
Tax Bill	$12,370 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`759-552-41`

Property Details

APN / Parcel Number

Primary APN	`759-552-41`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,036 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	4,219 sqft (0.097 acres)
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	33 TERRASTAR LN
City	LADERA RANCH
State	CA
Zip	92694-0728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16104 BLK LOT 16
Legal Subdivision	TRACT NO 16104
Legal Tract	16104
Legal Lot Number	16
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	4
Census Block	4008
Census Tract	32059

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33 TERRASTAR LN, LADERA RANCH, CA 92694-0728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 3, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2004 · Amount on Record
Deed Sale	Mar 25, 2004 · Amount on Record
Prior Sale	Dec 17, 2002 · Amount on Record
Deed Document Number	2004246980
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	33 TERRASTAR LN, MISSION VIEJO, CA 92694-0728
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 TERRASTAR LN, LADERA RANCH, CA 92694-0728

Mortgage

Document Number	0000241159
Date	Oct 3, 2023
Instrument	2023000241159

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	33 TERRASTAR LN, MISSION VIEJO, CA 92694-0728
Transaction Type	Mortgage
Record Updated	Jan 5, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 TERRASTAR LN, LADERA RANCH, CA 92694-0728

Mortgage

Document Number	0000768154
Date	Dec 27, 2021
Instrument	2021000768154

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	33 TERRASTAR LN, MISSION VIEJO, CA 92694-0728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089999
Date	Mar 3, 2017
Instrument	2017000089999

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 11, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	33 TERRASTAR LN, MISSION VIEJO, CA 92694-0728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000370348
Date	Sep 26, 2019
Instrument	2019000370348

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,015,004 (+2%) Land $747,757 Building $267,247
2025	$12,370.00 (+3.46%) Homeowner's exemption	$995,102 (+4.04%) Land $733,095 Building $262,007
2023	$11,956.00 (+2.18%) Homeowner's exemption	$956,462 Land $704,628 Building $251,834
2022	$11,701.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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