Bergen County and Upper Saddle River Borough property record for 33 Sycamore Dr, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 4,015 sqft · built 1974 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | Individual Name on File |
| Last Sale | $369,000 (May 1994) |
| Tax Bill | $20,852 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00208-0000-00003 |
| Primary APN | 63-00208-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,015 sqft Living Area |
| 1st Floor Area | 4,015 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame |
| Lot Area | 37,897 sqft (0.87 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 020260 |
|---|---|
| Street Address | 33 SYCAMORE DR |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .870 AC |
| Legal Subdivision | ROWANTREE ESTATES SUB |
| Legal Block | 208 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 53202 |
33 Sycamore Dr is owned and occupied by an individual who bought it in May 1994.
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 33 SYCAMORE DR, UPPER SADDLE RIVER, NJ 07458-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Sep 16, 2019 | Deed of Trust, Mortgage · ARM BETTER MORTGAGE CORP |
| Apr 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jan 3, 2019 | Deed with Mortgage, Transfer BETTER MTG CORP ISAOA |
| May 10, 2018 | Deed of Trust, Mortgage · Line of Credit FREEDOM BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 1994 · Amount on File |
| Deed Sale | May 19, 1994 · Amount on File |
| Deed Book / Page | 7697 / 723 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 33 SYCAMORE DR, UPPER SADDLE RIVER, NJ 07458-1215 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044350664 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 4435/664 |
| Instrument | 2021163025 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 33 SYCAMORE DR, UPPER SADDLE RIVER, NJ 07458-1215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0033501211 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 3350/1211 |
| Instrument | 19-061306 |
| Name | BETTER MORTGAGE CORP |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.8% |
| Type Change Date | Sep 1, 2024 |
| Index | 1-Month LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 33 SYCAMORE DR, UPPER SADDLE RIVER, NJ 07458-1215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0035651597 |
|---|---|
| Date | Apr 8, 2020 |
| Book Page | 3565/1597 |
| Instrument | 20-037679 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 3, 2019 |
| Property Address | 33 SYCAMORE DR, UPPER SADDLE RIVER, NJ 07458-1215 |
| Document Number | 0031441565 |
| Book / Page | 003144 / 001565 |
| Instrument Date | Dec 10, 2018 |
| Instrument | 677 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,090.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 33 SYCAMORE DR UPPER SADDLE RIVER NJ 074581215, UPPER SADDLE RIVER, NJ 07458-1215 |
| Document Number | 31441573 |
|---|---|
| Date | Jan 3, 2019 |
| Book Page | 003144/001573 |
| Instrument | 677 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10013 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 2, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 33 SYCAMORE DR, UPPER SADDLE RIVER, NJ 07458-1215 |
| Document Number | 0029632419 |
| Instrument Date | May 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 33 SYCAMORE DR UPPER SADDLE RIVER NJ 074581215, UPPER SADDLE RIVER, NJ 07458-1215 |
| Document Number | 0029632419 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 002963/002419 |
| Instrument | 40886 |
| Name | FREEDOM BK |
|---|---|
| Type | Bank |
| Address | MAYWOOD, NJ 07607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 33 Sycamore Dr was $20,852, up 1.7% from the year before.
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $805,100 (-) Land $379,800 Building $425,300 | $805,100 (-) Land $379,800 Building $425,300 | |
| 2025 | $20,852.00 (+1.73%) | $805,100 Land $379,800 Building $425,300 | $805,100 Land $379,800 Building $425,300 |
| 2024 | $20,497.00 | ||
| 2023 | $805,100 Land $379,800 Building $425,300 | $805,100 Land $379,800 Building $425,300 | |
| 2022 | $19,910.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 33 Sycamore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 6 (2011–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 33 Sycamore Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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