33 Sunset Rd, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 33 Sunset Rd, Oak Bluffs, MA 02557

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,484 sqft · built 1989
Lot Size	0.23 acres (10,037 sqft)
Owner	Individual Name on Record
Last Sale	$1,000,000 (Jul 2022)
Tax Bill	$5,455 (2025)
Deeds & Mortgages	Apr 2022 Refinance Jul 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0007 B:0165 L:003`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0007 B:0165 L:003`
Alternative APN	`885`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,484 sqft Living Area
Gross Area	1,812 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,037 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	885
Street Address	33 SUNSET RD
City	OAK BLUFFS
State	MA
Zip	02557-7253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	165
Legal Lot Number	3
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	1
Census Block	1010
Census Tract	200200

Owner

Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 254, EDGARTOWN, MA 02539-0254
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jul 27, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO
Jan 23, 2018	Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR
Nov 29, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	Oct 28, 2004 · Amount on Record
Deed Book / Page	1632 / 247
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	33 SUNSET RD, OAK BLUFFS, MA 02557-7253
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001621-205
Date	Apr 12, 2022
Book Page	1621/205
Instrument	2367

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Jul 27, 2022
Property Address	33 SUNSET RD, OAK BLUFFS, MA 02557-7253
Document Number	001632-247
Book / Page	1632 / 247
Instrument Date	Jul 27, 2022
Instrument	4850
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 254, EDGARTOWN, MA 02539-0254

Mortgage

Document Number	0000004851
Date	Jul 27, 2022
Instrument	4851

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	33 SUNSET RD, OAK BLUFFS, MA 02557-7253
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001458-992
Date	Jan 23, 2018
Book Page	1458/992
Instrument	468

Lender

Name	SANTANDER BANK NA

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	33 SUNSET RD, OAK BLUFFS, MA 02557-7253
Document Number	1511-475
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	33 SUNSET RD OAK BLUFFS MA 02557, OAK BLUFFS, MA 02557

Mortgage

Document Number	1511-475
Date	Nov 8, 2019
Book Page	001511/000475
Instrument	6478

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	33 SUNSET RD, OAK BLUFFS, MA 02557-7253
Document Number	1489-458
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	33 SUNSET RD OAK BLUFFS MA 02557, OAK BLUFFS, MA 02557

Mortgage

Document Number	1489-458
Date	Feb 22, 2019
Book Page	001489/000458
Instrument	967

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2049

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Nov 29, 2017
Property Address	33 SUNSET RD, OAK BLUFFS, MA 02557-7253
Document Number	1454-623
Book / Page	001454 / 000623
Instrument Date	Nov 28, 2017
Instrument	7468
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 95 VINEYARD HAVEN MA 025680095, VINEYARD HAVEN, MA 02568-0095

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,455.00 (+0.91%)	$1,080,200 (+4.5%) Land $531,300 Building $548,900	$1,140,273
2024	$5,406.00 (-3.88%)	$1,033,700 (-2.96%) Land $482,800 Building $550,900
2023	$5,624.00	$1,065,200 Land $511,800 Building $553,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	18 (1991–2018)
Most Recent Claim	Mar 2018 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims Coastal Storm, Oct 1991 · 4 claims Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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