33 Stephen St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 33 Stephen St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,802 sqft · built 1929
Lot Size	0.19 acres (8,262 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,400,005 (Oct 2025)
Tax Bill	$23,842 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-04512-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`13-04512-0000-00002`
Alternative APN	`130451200002`

Interior

Stories	2 Stories
Building Area	2,802 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Lot Area	8,262 sqft (0.19 acres)
Lot Dimensions	162 ft deep x 51 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130451200002
Street Address	33 STEPHEN ST
City	MONTCLAIR
State	NJ
Zip	07042-5031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	51X162 IRR
Legal Block	4512
Legal Lot Number	2
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1006
Census Tract	16500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Glen Ridge Historic District (Boundary Increase) listed 1988 · 510 contributing resources · NRIS 88002155

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33 STEPHEN ST, MONTCLAIR, NJ 07042-5031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed, Transfer · Conventional Mortgage PINNACLE MORTGAGE INC
Mar 1, 2021	Deed, Transfer EVIDENT TITLE AGENCY INC
Sep 16, 2019	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Mar 1, 2021 · Amount on Record
Deed Document Number	202564412
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 16, 2025
Property Address	33 STEPHEN ST, MONTCLAIR, NJ 07042-5031
Document Number	0000064412
Instrument Date	Sep 11, 2025
Instrument	2025064412
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	RESIDENTIAL COMMERCIAL TITLE AGENCY LLC, RESIDENTIAL COM TTL AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,501.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 STEPHEN ST, MONTCLAIR, NJ 07042-5031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 STEPHEN ST, MONTCLAIR, NJ 07042-5031

Mortgage

Document Number	0000064413
Date	Oct 16, 2025
Instrument	2025064413

Lender

Name	PINNACLE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 1, 2021
Property Address	33 STEPHEN ST, MONTCLAIR, NJ 07042-5031
Document Number	2021022797
Instrument Date	Dec 2, 2020
Instrument	2021022797
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 STEPHEN ST, 33, MONTCLAIR, NJ 07042-5031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 BOULEVARD E, WEEHAWKEN, NJ 07086-6542

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	33 STEPHEN ST, MONTCLAIR, NJ 07042-5031
Document Number	0000104198
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 STEPHEN ST MONTCLAIR NJ 070425031, MONTCLAIR, NJ 07042-5031

Mortgage

Document Number	0000104198
Date	Nov 1, 2019
Instrument	104198

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$678,100 (-) Land $341,800 Building $336,300	$678,100 (-) Land $341,800 Building $336,300
2025	$23,842.00 (+3.32%)	$678,100 (-) Land $341,800 Building $336,300	$678,100 (-) Land $341,800 Building $336,300
2024	$23,075.00 (+3.5%)
2023		$678,100 Land $341,800 Building $336,300	$678,100 Land $341,800 Building $336,300
2022	$22,295.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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