1. Home
  2. Maryland
  3. Garrett County
  4. Accident
  5. Spear Rd

33 Spear Rd, Accident, MD 21520 Property Records

Garrett County property record for 33 Spear Rd, Accident, MD 21520

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,313 sqft · built 1935
Lot Size0.9 acres (39,204 sqft)
Owner2 Individual Names on File
Last Sale$156,000 (Jun 2007)
Tax Bill$1,307 (2025)
Deeds & MortgagesMay 2022 Mortgage
Jun 2017 Transfer
Flood ZoneZone X (minimal risk)
APN05-005949

Property Details

APN / Parcel Number

Primary APN05-005949
Alternative APNs
  • 5005949
  • 005949

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,313 sqft Total Area

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleConventional
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area39,204 sqft (0.9 acres)
Garage TypeDetached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area282 sqft
Deck Area32 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number005949
Street Address33 SPEAR RD
CityACCIDENT
StateMD
Zip21520-3016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.90 AC X GARRETT HWY & SPEAR RD FLATWOODS
Legal SubdivisionBLAKESLEE SUBDIVISION
JurisdictionGARRETT MD
Township / Civil Division5, ACCIDENT
Census Block Group3
Census Block3054
Census Tract100

Owner

Source: Garrett County records · APN 05-005949

Assessment roll updated August 12, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address75 SPEAR RD, ACCIDENT, MD 21520-3016
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Jun 27, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 2007 · Amount on Record
Deed SaleJun 29, 2007 · Amount on Record
Prior SaleJun 02, 1982 · Amount on Record
Deed Document Number200771032
Deed Book / Page1316 / 697
Prior Transfer DateJun 26, 2007
Prior Transfer Doc0013160703
Record UpdatedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRETT MD
Property Address33 SPEAR RD, ACCIDENT, MD 21520-3016
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyIDEAL TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024140494
DateMay 10, 2022
Book Page2414/494
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARRETT MD
Recording DateJun 27, 2017
Property Address33 SPEAR RD, ACCIDENT, MD 21520-3016
Document Number0020140055
Book / Page002014 / 000055
Instrument DateJun 22, 2017
Transaction TypeTransfer
Record UpdatedAug 21, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address75 SPEAR RD ACCIDENT MD 215203016, ACCIDENT, MD 21520-3016

Tax Assessment & Valuation

Source: Garrett County records · Assessment roll updated August 12, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,307.00 (+5.06%) Homeowner's exemption$122,067 (+20.38%)$132,400 (+30.57%) Land $31,600 Building $100,800
2023$1,244.00 Homeowner's exemption$101,400 Land $24,800 Building $76,600$101,400 Land $24,800 Building $76,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Garrett County (24023C), as of February 1, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240230001003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1996)
Most Recent ClaimJan 1996 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

Based on FCC filings for 27 locations within half a mile of this property.

Nearby Properties on Spear Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures