Rowan County property record for 33 Sharon Dr, Clearfield, KY 40313
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 2002 |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Apr 2024) |
| Tax Bill | $2,008 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 081-30 00 027.02 |
| Primary APN | 081-30 00 027.02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Account Number | 6931 |
|---|---|
| Street Address | 33 SHARON DR |
| City | CLEARFIELD |
| State | KY |
| Zip | 40313-9637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT #2-.798A SHARON DRIVE |
| Legal Lot Number | 2 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 950301 |
33 Sharon Dr is owned and occupied by an individual who bought it in April 2024.
Source: Rowan County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 33 SHARON DR, CLEARFIELD, KY 40313-9637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2024 | Deed, Transfer · Conventional Mortgage REPUBLIC STATE MORTGAGE CO |
| Oct 12, 2023 | Deed, Transfer · Conventional Mortgage TRADITIONAL BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2024 · Amount on File |
| Deed Sale | Apr 12, 2024 · Amount on File |
| Prior Sale | Oct 12, 2023 · Amount on File |
| Deed Document Number | 2029308 |
| Deed Book / Page | D291 / 370 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Apr 12, 2024 |
| Property Address | 33 SHARON DR, CLEARFIELD, KY 40313-9637 |
| Document Number | 00D291/370 |
| Book / Page | D291 / 370 |
| Map Reference | CAB 1 SL 447 |
| Instrument Date | Apr 11, 2024 |
| Instrument | 2029308 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2024 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 530 GARDEN SPRINGS DR, MOUNT STERLING, KY 40353-1020 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 33 SHARON DR, CLEARFIELD, KY 40313-9637 |
| Document Number | 0002029311 |
|---|---|
| Date | Apr 12, 2024 |
| Instrument | 2029311 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Oct 12, 2023 |
| Property Address | 33 SHARON DR, CLEARFIELD, KY 40313-9637 |
| Document Number | 00D289/426 |
| Book / Page | D289 / 426 |
| Map Reference | CAB 1 SL 447 |
| Instrument Date | Oct 6, 2023 |
| Instrument | 2025849 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5082 MOBILE RD, MC CAYSVILLE, GA 30555-2105 |
| Name | Verified Name |
|---|---|
| Address | 33 SHARON DR, CLEARFIELD, KY 40313-9637 |
| Document Number | 0002025850 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 2025850 |
| Name | TRADITIONAL BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
The 2025 property tax bill for 33 Sharon Dr was $2,008.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,008.00 | $240,000 Land $25,000 Building $215,000 | $240,000 Land $25,000 Building $215,000 |
| 2023 | $738.00 (-7.63%) Homeowner's exemption | $133,000 (-) Land $18,000 Building $115,000 | $133,000 (-) Land $18,000 Building $115,000 |
| 2022 | $799.00 Homeowner's exemption | $133,000 Land $18,000 Building $115,000 | $133,000 Land $18,000 Building $115,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 33 Sharon Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 94 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 39 (2002–2018) |
| Claims Outside the SFHA | 1 of 39 |
| Most Recent Claim | Sep 2018 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 33 Sharon Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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