33 Senner Ct, Shalimar, FL 32579 Property Records

Okaloosa County property record for 33 Senner Ct, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,366 sqft · built 2015
Lot Size	0.377 acres (16,421 sqft)
Owner	2 Individual Names on File
Last Sale	$1,300,000 (Nov 2023)
Tax Bill	$8,570 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2023 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`C56-000-591-9386-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-591-9386-2`
Alternative APNs	`04-2S-23-1437-0000-0300` `23S204143700000300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,366 sqft Living Area
Gross Area	4,645 sqft
1st Floor Area	2,366 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	16,421 sqft (0.377 acres)
Lot Width	130 ft Width
Garage Type	Attached
Garage Area	1,039 sqft
Driveway	Driveway

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	409 sqft
Patio Area	767 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	33 SENNER CT
City	SHALIMAR
State	FL
Zip	32579-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE LORRAINE GARDENS LOT 30
Legal Range	23W
Legal Township	02S
Legal Section	04
Legal Subdivision	LAKE LORRAINE GARDENS
Legal Lot Number	30
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1000
Census Tract	21501

Owner

33 Senner Ct is owned and occupied by two individuals who bought it in November 2023.

Source: Okaloosa County records, as of April 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	33 SENNER CT, SHALIMAR, FL 32579-2215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage EGLIN FEDERAL CREDIT UNION
Nov 29, 2023	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS LLC
Mar 2, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jan 7, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2023 · Amount on File
Deed Sale	Nov 29, 2023 · Amount on File
Prior Sale	Aug 31, 2004 · Amount on File
Deed Document Number	20233659566
Prior Transfer Date	Mar 16, 2018
Prior Transfer Doc	0033413519
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	Apr 8, 2026
Property Address	33 SENNER CT, SHALIMAR, FL 32579-2215
Document Number	0003809339
Instrument Date	Mar 30, 2026
Instrument	20263809339
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 SENNER CT, SHALIMAR, FL 32579-2215

Mortgage

Document Number	0003809339,
Date	Apr 8, 2026
Instrument	20263809339

Lender

Name	EGLIN FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 29, 2023
Property Address	33 SENNER CT, SHALIMAR, FL 32579-2215
Document Number	0003659566
Map Reference	MB 10 PG 84&85
Instrument Date	Nov 27, 2023
Instrument	3659566
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 SENNER CT, SHALIMAR, FL 32579-2215

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	33 SENNER CT, SHALIMAR, FL 32579-2215

Mortgage

Document Number	0003659567
Date	Nov 29, 2023
Instrument	3659567

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	33 SENNER CT, SHALIMAR, FL 32579-2215
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 SENNER CT, SHALIMAR, FL 32579-2215

Mortgage

Document Number	0035290297
Date	Mar 2, 2021
Book Page	3529/297
Instrument	3434097

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	82 Months
Due	Jan 1, 2028

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	33 SENNER CT, SHALIMAR, FL 32579-2215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 SENNER CT, SHALIMAR, FL 32579-2215

Mortgage

Document Number	0035164605
Date	Jan 7, 2021
Book Page	3516/4605
Instrument	3420203

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Nov 30, 2040

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 19, 2018
Property Address	33 SENNER CT, SHALIMAR, FL 32579-2215
Document Number	0033413519
Book / Page	003341 / 003519
Instrument Date	Mar 9, 2018
Instrument	3194843
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	33 SENNER CT SHALIMAR FL 325792215, SHALIMAR, FL 32579-2215

Tax Assessment & Valuation

The 2025 property tax bill for 33 Senner Ct was $8,570.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,570.00	$738,108	$1,183,407 Land $545,670 Building $637,737
2023	$6,392.00 (+2.35%) Homeowner's exemption	$555,255 (+3%)	$1,023,498 (+17.81%) Land $438,995 Building $584,503
2022	$6,245.00 Homeowner's exemption	$539,083	$868,764 Land $390,738 Building $478,026

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 33 Senner Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 97 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	97 in force
Nearby Flood Claims	59 (1985–2021)
Claims Outside the SFHA	30 of 59
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Senner Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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