Campbell County property record for 33 Saw Mill Rd, Concord, VA 24538
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,456 sqft · built 2006 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $841 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage May 2023 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0180-0A000-043-A |
| Primary APN | 0180-0A000-043-A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 46,609 sqft (1.07 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 103900 |
|---|---|
| Street Address | 33 SAW MILL RD |
| City | CONCORD |
| State | VA |
| Zip | 24538-2459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | NR CONCORD |
| Jurisdiction | CAMPBELL VA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 20101 |
33 Saw Mill Rd is owned and occupied by two individuals.
Source: Campbell County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 33 SAW MILL RD, CONCORD, VA 24538-2459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage PROSPERITY HOME MORTGAGE |
| May 2, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Mar 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Mar 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Aug 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Recording Date | Sep 29, 2026 |
| Property Address | 33 SAW MILL RD, CONCORD, VA 24538-2459 |
| Document Number | 0000005252 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 20265252 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 33 SAW MILL RD, CONCORD, VA 24538-2459 |
| Document Number | 0000005252, |
|---|---|
| Date | Sep 29, 2026 |
| Instrument | 20265252 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate | 5.99% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Property Address | 33 SAW MILL RD, CONCORD, VA 24538-2459 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230001962 |
|---|---|
| Date | May 2, 2023 |
| Instrument | 230001962 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Property Address | 33 SAW MILL RD, CONCORD, VA 24538-2459 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220001990 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 220001990 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Property Address | 33 SAW MILL RD, CONCORD, VA 24538-2459 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0200001406 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 200001406 |
| Name | QUICKEN LOANS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Property Address | 33 SAW MILL RD, CONCORD, VA 24538-2459 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210006320 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 210006320 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
The 2026 property tax bill for 33 Saw Mill Rd was $841.
Source: Campbell County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Campbell County |
| Unified School District | Campbell County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $841.00 | $186,900 Land $23,500 Building $163,400 | $186,900 Land $23,500 Building $163,400 |
| 2023 | $841.00 | $186,900 Land $23,500 Building $163,400 | $186,900 Land $23,500 Building $163,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 33 Saw Mill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–2012) |
| Most Recent Claim | Mar 2012 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 33 Saw Mill Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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