33 Sanddollar Rd, Ocracoke, NC 27960 Property Records

Hyde County property record for 33 Sanddollar Rd, Ocracoke, NC 27960

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Oct 2024)
Tax Bill	$1,410 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`9500492177`

Property Details

APN / Parcel Number

Primary APN	`9500492177`
Alternative APNs	`9500493142` `16238`

Exterior

Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Old Parcel Number	9500493142
Street Address	33 SANDDOLLAR RD
City	OCRACOKE
State	NC
Zip	27960-1366
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	AGRICULTUR
Legal Description	LOT 21R PL:C-148L
Legal Subdivision	LIVE OAK VILLAGE
Legal Lot Number	21R
Jurisdiction	HYDE NC
Township / Civil Division	OCRACOKE
Census Block Group	3
Census Block	3045
Census Tract	920101

Owner

Source: Hyde County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13604 YUMA RD, GATE CITY, VA 24251-5678
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage ATLANTIC UNION BANK
Jun 1, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED BANK
Jun 1, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2024 · Amount on Record
Deed Sale	Oct 8, 2024 · Amount on Record
Prior Sale	Jun 1, 2023 · Amount on Record
Deed Document Number	2024412551
Deed Book / Page	305 / 67
Record Updated	Sep 20, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HYDE NC
Recording Date	Oct 8, 2024
Property Address	33 SANDDOLLAR RD, OCRACOKE, NC 27960-1366
Document Number	0000305/67
Book / Page	305 / 67
Map Reference	MB C PG 148L
Instrument Date	Sep 19, 2024
Instrument	412551
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1013 COLLETON WAY, TRENT WOODS, NC 28562-7256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13604 YUMA RD, GATE CITY, VA 24251-5678

Mortgage

Document Number	0000412552
Date	Oct 8, 2024
Instrument	412552

Lender

Name	ATLANTIC UNION BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Oct 4, 2027

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HYDE NC
Recording Date	Jun 1, 2023
Property Address	45 SANDDOLLAR RD, OCRACOKE, NC 27960-1366
Document Number	000299/937
Book / Page	299 / 937
Map Reference	MB C PG 148L
Instrument Date	May 24, 2023
Instrument	411475
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 848, OCRACOKE, NC 27960-0848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 HIDDEN HARBOR DR, NEW BERN, NC 28562-7329

Mortgage

Document Number	0000411476
Date	Jun 1, 2023
Instrument	411476

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Jun 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year T-Bill
Margin	4
Max Rate	13.2%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HYDE NC
Recording Date	Jun 1, 2023
Property Address	33 SANDDOLLAR RD, OCRACOKE, NC 27960-1366
Document Number	000299/937
Book / Page	299 / 937
Map Reference	MB C PG 148L
Instrument Date	May 24, 2023
Instrument	411475
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 848, OCRACOKE, NC 27960-0848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 HIDDEN HARBOR DR, NEW BERN, NC 28562-7329

Mortgage

Document Number	0000411476
Date	Jun 1, 2023
Instrument	411476

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Jun 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year T-Bill
Margin	4
Max Rate	13.2%

Tax Assessment & Valuation

Source: Hyde County assessment roll, as of June 26, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Hyde County
Unified School District	Hyde County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,410.00 (+2.17%)	$150,000 (-) Land $150,000	$150,000 (-) Land $150,000
2024	$1,380.00 (+67.88%)	$150,000 (+90.48%) Land $150,000	$150,000 (+90.48%) Land $150,000
2023	$822.00	$78,750 Land $78,750	$78,750 Land $78,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	3.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 631 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	672 units insured incl. 41 condo units
Nearby Flood Claims	382 (1999–2023)
Claims Outside the SFHA	11 of 382
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Dorian, Sep 2019 · 316 claims Hurricane Matthew, Oct 2016 · 35 claims Hurricane Dennis, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCRACOKE SANITARY DISTRICT serves 900 people · EPA ID NC0448020
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ocracoke Cable TV Cable	10 / 1

May also be available: AT&T, Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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