33 Saddle Ridge Rd, Dover, MA 02030 Property Records

Norfolk County and Dover Town property record for 33 Saddle Ridge Rd, Dover, MA 02030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,703 sqft · built 1984
Lot Size	1.41 acres (61,807 sqft)
Owner	2 Individual Names on File
Last Sale	$965,000 (Aug 2024)
Tax Bill	$11,002 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`DOVE M:0023 B:00089 L:0000`

Property Details

APN / Parcel Number

Primary APN	`DOVE M:0023 B:00089 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,703 sqft Living Area
Gross Area	3,854 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	61,807 sqft (1.41 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	33 SADDLE RIDGE RD
City	DOVER
State	MA
Zip	02030-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	89
Jurisdiction	DOVER MA
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1022
Census Tract	405100

Owner

33 Saddle Ridge Rd is owned and occupied by two individuals who bought it in August 2024.

Source: Norfolk County and Dover Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	33 SADDLE RIDGE RD, DOVER, MA 02030-1614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage NORTHEAST HOME LOAN
Mar 12, 2026	Deed of Trust, Mortgage NORTHEAST HOME LOAN
Sep 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Apr 5, 2019	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST
Dec 18, 2019	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST
Nov 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Sep 5, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 14, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance MSA LENDING LLC
Oct 19, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 22, 2018	Quit Claim Deed, Transfer MSA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2024 · Amount on File
Deed Sale	Aug 22, 2024 · Amount on File
Prior Sale	Oct 19, 2018
Deed Document Number	202455111
Deed Book / Page	41959 / 3
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER MA
Property Address	33 SADDLE RIDGE RD, DOVER, MA 02030-1614
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042979-450
Date	Mar 12, 2026
Book Page	42979/450
Instrument	15248

Lender

Name	NORTHEAST HOME LOAN

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER MA
Property Address	33 SADDLE RIDGE RD, DOVER, MA 02030-1614
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042979-450
Date	Mar 12, 2026
Book Page	42979/450
Instrument	15248

Lender

Name	NORTHEAST HOME LOAN

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER MA
Property Address	33 SADDLE RIDGE RD, DOVER, MA 02030-1614
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039848-30
Date	Sep 14, 2021
Book Page	39848/30
Instrument	119051

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER MA
Property Address	33 SADDLE RIDGE RD, DOVER, MA 02030-1614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36708-100
Date	Apr 5, 2019
Book Page	36708/100
Instrument	24654

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	May 1, 2039

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER MA
Property Address	33 SADDLE RIDGE RD, DOVER, MA 02030-1614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37450-231
Date	Dec 18, 2019
Book Page	37450/231
Instrument	119465

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2040

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER MA
Property Address	33 SADDLE RIDGE RD, DOVER, MA 02030-1614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38662-403
Date	Nov 25, 2020
Book Page	38662/403
Instrument	132908

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOVER MA
Recording Date	Sep 5, 2019
Property Address	33 SADDLE RIDGE RD, DOVER, MA 02030-1614
Document Number	37127-427
Book / Page	037127 / 000427
Instrument Date	Sep 5, 2019
Instrument	79377
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 SADDLE RIDGE RD DOVER MA 020301614, DOVER, MA 02030-1614

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOVER MA
Recording Date	Aug 14, 2019
Property Address	33 SADDLE RIDGE RD, DOVER, MA 02030-1614
Document Number	37057-354
Book / Page	37057 / 354
Instrument Date	Aug 9, 2019
Instrument	70369
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 SADDLE RIDGE RD, DOVER, MA 02030-1614

Mortgage

Document Number	37057-356
Date	Aug 14, 2019
Book Page	37057/356
Instrument	70370

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOVER MA
Recording Date	Oct 19, 2018
Property Address	33 SADDLE RIDGE RD, DOVER, MA 02030-1614
Document Number	36376-320
Book / Page	036376 / 000320
Instrument Date	Oct 15, 2018
Instrument	93968
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 SADDLE RIDGE RD DOVER MA 020301614, DOVER, MA 02030-1614

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOVER MA
Recording Date	Jun 22, 2018
Property Address	33 SADDLE RIDGE RD, DOVER, MA 02030-1614
Document Number	36079-324
Book / Page	36079 / 324
Instrument	51767
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.91
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 SADDLE RIDGE RD, DOVER, MA 02030-1614

Mortgage

Document Number	360790326
Date	Jun 22, 2018
Instrument	36079/0326

Lender

Name	MSA MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 33 Saddle Ridge Rd was $11,002, down 3.7% from the year before.

Source: Norfolk County and Dover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Dover Town
Elementary School District	Dover School District (PK - 05)
Secondary School District	Dover-Sherborn School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,002.00 (-3.65%)	$983,200 (-2.96%) Land $665,500 Building $317,700	$1,000,541 (+8.94%)
2025	$11,419.00 (+10.66%)	$1,013,200 (+7.62%) Land $665,500 Building $347,700	$918,460 (+2.5%)
2024	$10,319.00 (+2.75%)	$941,500 (+14.27%) Land $622,000 Building $319,500	$896,040
2023	$10,043.00	$823,900 Land $543,600 Building $280,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33 Saddle Ridge Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Saddle Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION WATER COMPANY (DOVER) private · serves 1,929 people · EPA ID MA3078006
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Jun 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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