33 Saddle Ln, Groton, MA 01450 Property Records

Middlesex County and Groton Town property record for 33 Saddle Ln, Groton, MA 01450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,260 sqft · built 1994
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Trust Names on File
Last Sale	$775,705 (Oct 2022)
Tax Bill	$11,011 (2026)
Deeds & Mortgages	Sep 2021 Refinance Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GROT M:226 B:36 L`

Property Details

APN / Parcel Number

Primary APN	`GROT M:226 B:36 L`
Alternative APNs	`GRTN M:226 B:36 L` `1061`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,260 sqft Living Area
Gross Area	4,646 sqft
1st Floor Area	1,220 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,965 sqft (1.17 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1061
Street Address	33 SADDLE LN
City	GROTON
State	MA
Zip	01450-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	PLAN 32651G
Legal Block	36
Jurisdiction	GROTON MA
Township / Civil Division	GROTON
Census Block Group	2
Census Block	2008
Census Tract	326102

Owner

33 Saddle Ln is owner-occupied and held in a trust since April 2025.

Source: Middlesex County and Groton Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	33 SADDLE LN, GROTON, MA 01450-1035
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Oct 20, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO
Sep 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2022 · Amount on File
Deed Sale	Oct 20, 2022 · Amount on File
Prior Sale	Jun 27, 2011 · Amount on File
Last Transfer Date	Apr 17, 2025
Transfer Doc	0001975558
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	33 SADDLE LN, GROTON, MA 01450-1035
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001894017
Date	Sep 20, 2021
Instrument	1894017

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GROTON MA
Recording Date	Oct 20, 2022
Property Address	33 SADDLE LN, GROTON, MA 01450-1035
Document Number	0001925343
Instrument Date	Oct 19, 2022
Instrument	1925343
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	33 SADDLE LN, GROTON, MA 01450-1035

Mortgage

Document Number	0001925344
Date	Oct 20, 2022
Instrument	1925344

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	33 SADDLE LN, GROTON, MA 01450-1035
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1894017
Date	Sep 20, 2021
Instrument	1894017

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	33 SADDLE LN, GROTON, MA 01450-1035
Document Number	0001850020
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	33 SADDLE LN GROTON MA 014501035, GROTON, MA 01450-1035

Mortgage

Document Number	0001850020
Date	Aug 13, 2020
Instrument	1850020

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 12, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 33 Saddle Ln was $11,011, up 2.4% from the year before.

Source: Middlesex County and Groton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Groton Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,011.00 (+2.4%)	$745,000 (+5.66%) Land $255,200 Building $489,800	$861,935 (-)
2025	$10,753.00 (+2.17%)	$705,100 (+1.09%) Land $243,000 Building $462,100	$861,935 (+0.17%)
2024	$10,525.00 (+4.41%)	$697,500 (+8.22%) Land $243,000 Building $454,500	$860,510
2023	$10,080.00	$644,500 Land $243,000 Building $401,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 33 Saddle Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Saddle Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Saddle Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures