Lancaster County property record for 33 Ream Rd, Stevens, PA 17578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,036 sqft · built 1993 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,100 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-59381-0-0000 |
| Primary APN | 080-59381-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,036 sqft Living Area |
| Gross Area | 5,484 sqft |
| 1st Floor Area | 1,408 sqft |
| Upper Floors Area | 1,628 sqft |
| Basement Area | 1,100 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 556 sqft |
| Deck Area | 310 sqft |
| Patio Area | 45 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 33 REAM RD |
|---|---|
| City | STEVENS |
| State | PA |
| Zip | 17578-9403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 33 REAM RD |
| Legal Subdivision | RIDGEVIEW ESTATES PH 02 |
| Legal Lot Number | 9 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | EAST COCALICO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 12502 |
33 Ream Rd is owned and occupied by two individuals.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 33 REAM RD, STEVENS, PA 17578-9403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARDENT FCU |
| Apr 24, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage ARDENT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Sep 29, 2026 |
| Property Address | 33 REAM RD, STEVENS, PA 17578-9403 |
| Document Number | 0000040642 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202640642 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Name | Verified Name |
|---|---|
| Address | 33 REAM RD, STEVENS, PA 17578-9403 |
| Document Number | 0000040642, |
|---|---|
| Date | Sep 29, 2026 |
| Instrument | 202640642 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 33 REAM RD, STEVENS, PA 17578-9403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | OC ABSTRACT, CU ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0006580138 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 6580138 |
| Name | ARDENT FCU |
|---|---|
| Type | Credit Union |
| Address | PHILADELPHIA, PA 19130 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Apr 24, 2018 |
| Property Address | 33 REAM RD, STEVENS, PA 17578-9403 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 6393192 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 19, 2018 |
| Title Company | SEARCHTEC INC |
| Name | Verified Name |
|---|---|
| Address | 33 REAM RD STEVENS PA 175789403, STEVENS, PA 17578-9403 |
| Document Number | 0006393192 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | 6393192 |
| Name | ARDENT FCU |
|---|---|
| Address | PHILADELPHIA, PA 19130 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 33 Ream Rd was $8,100 with a homeowner's exemption, up 5.6% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| County Subdivision | East Cocalico Township |
| Unified School District | Cocalico School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $308,100 Land $67,000 Building $241,100 | $308,100 Land $67,000 Building $241,100 | |
| 2025 | $8,100.00 (+5.55%) | ||
| 2024 | $7,674.00 | $308,100 Land $67,000 Building $241,100 | |
| 2018 | $308,100 Land $67,000 Building $241,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 33 Ream Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 33 Ream Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST COCALICO TOWNSHIP AUTH serves 6,735 people · EPA ID PA7360113 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Trichloroethylene resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Cable · Fiber in parts of the area | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| Upward Broadband Fixed Wireless | 100 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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