33 Pine St, Waterford, CT 06385 Property Records

Waterford Town property record for 33 Pine St, Waterford, CT 06385

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,612 sqft · built 1953
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Jul 2025)
Tax Bill	$4,335 (2026)
Deeds & Mortgages	Jul 2025 Sale & Line of Credit Apr 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WATE M:134 L:6275`

Property Details

APN / Parcel Number

Primary APN	`WATE M:134 L:6275`
Alternative APNs	`WFRD M:134 L:6275` `0582000` `582000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,612 sqft Living Area
Gross Area	3,392 sqft
Basement Area	264 sqft
Unfinished Basement	264 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	582000
Street Address	33 PINE ST
City	WATERFORD
State	CT
Zip	06385-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR-10
Legal Lot Number	6275
Jurisdiction	WATERFORD CT
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2001
Census Tract	693400

Owner

Source: Waterford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33 PINE ST, WATERFORD, CT 06385-2409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2025	Warranty Deed, Transfer · Line of Credit ENVOY MORTGAGE LTD
Apr 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TAM A NGUYEN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2025 · Amount on Record
Deed Sale	Jul 21, 2025 · Amount on Record
Deed Document Number	2025178398
Deed Book / Page	1880 / 405
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERFORD CT
Recording Date	Jul 21, 2025
Property Address	33 PINE ST, WATERFORD, CT 06385-2409
Document Number	001880-405
Book / Page	1880 / 405
Instrument Date	Jul 16, 2025
Instrument	178398
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000178418
Date	Jul 21, 2025
Instrument	178418

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERFORD CT
Property Address	33 PINE ST, WATERFORD, CT 06385-2409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1595-237
Date	Apr 18, 2019
Book Page	1595/237

Lender

Name	TAM A NGUYEN

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Waterford Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Waterford Town
Unified School District	Waterford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,335.00 (+9.08%)	$176,670 (+3.86%) Land $61,730 Building $114,940	$375,417 (+215.27%)
2025	$3,974.00	$170,110 (-) Land $61,730 Building $108,380	$119,077 Land $43,211 Building $75,866
2024	$3,974.00 (+10.21%)
2023	$3,606.00	$170,110 Land $61,730 Building $108,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD WPCA serves 16,578 people · EPA ID CT1520071
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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