33 Pine Lakes Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 33 Pine Lakes Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,519 sqft · built 2019
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Mar 2020)
Tax Bill	$4,400 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0022K089`

Property Details

APN / Parcel Number

Primary APN	`0022K089`
Alternative APN	`29557`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,519 sqft Heated Area
1st Floor Area	1,646 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	119 ft deep x 60 ft wide
Garage Area	636 sqft
Porch	Patio
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29557
Street Address	33 PINE LAKES DR
City	RINGGOLD
State	GA
Zip	30736-1711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTZ
Legal Description	LOT 89 PINE LAKES PHASE 1
Legal Subdivision	PINE LAKES PHASE 1
Legal Phase	1
Legal Lot Number	89
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	1
Census Block	1004
Census Tract	30404

Owner

Source: Catoosa County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33 PINE DR, RINGGOLD, GA 30736-5518
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage BUILTWELL STRUCTURES INC
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage BUILTWELL STRUCTURES INC
Jun 20, 2025	Deed of Trust, Mortgage BUILTWELL BANK
Dec 12, 2025	Quit Claim Deed, Transfer Quitclaim
Mar 30, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MORTGAGE INVTRS
Feb 21, 2020	Deed of Trust, Construction Loan · Line of Credit SMARTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2020 · Amount on Record
Deed Sale	Mar 24, 2020 · Amount on Record
Deed Document Number	2020648
Deed Book / Page	2042 / 771
Last Transfer Date	Dec 8, 2025
Transfer Doc	0024220284
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Recording Date	Jul 6, 2026
Property Address	33 PINE LAKES DR, RINGGOLD, GA 30736-1711
Document Number	2457000161
Book / Page	2457 / 161
Instrument Date	Jul 6, 2026
Transaction Type	Mortgage
Record Updated	Aug 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 PINE LAKES DR, RINGGOLD, GA 30736-1711
Investor	Possibly a Property Investor

Mortgage

Document Number	2457000161,
Date	Jul 6, 2026
Book Page	2457/161

Lender

Name	BUILTWELL STRUCTURES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Recording Date	Jun 3, 2026
Property Address	33 PINE LAKES DR, RINGGOLD, GA 30736-1711
Document Number	2451000144
Book / Page	2451 / 144
Instrument Date	May 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 PINE LAKES DR, RINGGOLD, GA 30736-1711
Investor	Possibly a Property Investor

Mortgage

Document Number	2451000144,
Date	Jun 3, 2026
Book Page	2451/144

Lender

Name	BUILTWELL STRUCTURES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	33 PINE LAKES DR, RINGGOLD, GA 30736-1711
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 PINE LAKES DR, RINGGOLD, GA 30736-1711
Investor	Possibly a Property Investor

Mortgage

Document Number	0023910000000696
Date	Jun 20, 2025
Book Page	0000002391/0000000696

Lender

Name	BUILTWELL BANK

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jan 1, 2027

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Dec 12, 2025
Property Address	33 PINE LAKES DR, RINGGOLD, GA 30736-1711
Document Number	0024220284
Book / Page	2422 / 284
Instrument Date	Dec 8, 2025
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 PINE DR, RINGGOLD, GA 30736-5518
Investor	Possibly a Property Investor

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 30, 2020
Property Address	33 PINE LAKES DR, RINGGOLD, GA 30736-1711
Document Number	0020420771
Book / Page	002042 / 000771
Instrument Date	Mar 24, 2020
Instrument	2372
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 14, 2020
Title Company	CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	33 PINE LAKES DR RINGGOLD GA 307361711, RINGGOLD, GA 30736-1711

Mortgage

Document Number	20420774
Date	Mar 30, 2020
Book Page	002042/000774
Instrument	2373

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 29, 2035

February 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Recording Date	Feb 21, 2020
Property Address	33 PINE LAKES DR, RINGGOLD, GA 30736-1711
Document Number	0020350586
Book / Page	002035 / 000586
Instrument Date	Feb 14, 2020
Instrument	1322
Transaction Type	Construction Loan
Record Updated	Oct 14, 2020
Title Company	CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	154 GRANDVIEW PT RINGGOLD GA 307362674, RINGGOLD, GA 30736-2674
Investor	Possibly a Property Investor

Mortgage

Document Number	20350586
Date	Feb 21, 2020
Book Page	002035/000586
Instrument	1322

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 20, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,400.00 (+2.9%)	$231,742 (+21.31%) Land $24,000 Building $207,742	$579,354 (+21.31%) Land $60,000 Building $519,354
2023	$4,276.00 (+23.33%)	$191,033 Land $24,000 Building $167,033	$477,582 Land $60,000 Building $417,582
2022	$3,467.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ringgold Telephone Company.

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