33 Pacheco St, San Rafael, CA 94901 Property Records

Marin County property record for 33 Pacheco St, San Rafael, CA 94901

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,152 sqft · built 1909
Lot Size	0.148 acres (6,424 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Jan 2019)
Tax Bill	$7,389 (2025)
Deeds & Mortgages	Jul 2022 Reverse Mortgage Apr 2021 Reverse Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`011-185-10`

Property Details

APN / Parcel Number

Primary APN	`011-185-10`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	1,152 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1976
Architectural Style	Contemporary
Lot Area	6,424 sqft (0.148 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	33 PACHECO ST
City	SAN RAFAEL
State	CA
Zip	94901-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L45&L46+/* /B4P27 M CHULA VISTA TERRACE
Jurisdiction	MARIN CA
Township / Civil Division	SAN RAFAEL
Census Block Group	3
Census Block	3007
Census Tract	109001

Owner

33 Pacheco St is owned and occupied by two individuals who bought it in January 2019.

Source: Marin County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	33 PACHECO ST, SAN RAFAEL, CA 94901-2106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Reverse Mortgage THE MONEY HOUSE INC
Apr 28, 2021	Deed of Trust, Mortgage · Reverse Mortgage THE MONEY HOUSE INC
Jan 31, 2019	Quit Claim Deed, Transfer · Reverse Mortgage ONE REVERSE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2019 · Amount on File
Deed Sale	Jan 31, 2019 · Amount on File
Prior Sale	Jan 28, 2011 · Amount on File
Deed Document Number	20192812
Prior Transfer Date	Dec 17, 2018
Prior Transfer Doc	0000002812
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	33 PACHECO ST, SAN RAFAEL, CA 94901-2106
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 PACHECO ST, SAN RAFAEL, CA 94901-2106

Mortgage

Document Number	0000026989
Date	Jul 19, 2022
Instrument	2022-0026989

Lender

Name	THE MONEY HOUSE INC
Type	Mortgage Company
Address	ORLANDO, FL 32819

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.61%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.61%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	33 PACHECO ST, SAN RAFAEL, CA 94901-2106
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 PACHECO ST, SAN RAFAEL, CA 94901-2106

Mortgage

Document Number	0000028644
Date	Apr 28, 2021
Instrument	2021-0028644

Lender

Name	THE MONEY HOUSE INC
Type	Mortgage Company
Address	ORLANDO, FL 32819

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	1.81%
Change Frequency	Annually
Index	1-Year CMT

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARIN CA
Recording Date	Jan 31, 2019
Property Address	33 PACHECO ST, SAN RAFAEL, CA 94901-2106
Document Number	0000002812
Instrument Date	Dec 17, 2018
Instrument	2019-0002812
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Tax	$1,581.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	33 PACHECO ST, SAN RAFAEL, CA 94901-2106

Mortgage

Document Number	0000002813
Date	Jan 31, 2019
Instrument	2019-0002813

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.85%
Type Change Date	Jan 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

Mortgage

Document Number	0000002814
Date	Jan 31, 2019
Instrument	2019-0002814

Lender

Name	COMMISSIONER OF HOUSING & URBAN DEVELOPM
Type	Non-Lending Institution
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.85%
Type Change Date	Jan 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 33 Pacheco St was $7,389 with a homeowner's exemption.

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	San Rafael City
Elementary School District	San Rafael City Elementary School District (KG - 08)
Secondary School District	San Rafael City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$513,540 (+2%) Land $261,344 Building $252,196
2025	$7,389.00 Homeowner's exemption	$503,472 Land $256,220 Building $247,252
2023	$7,052.00 (+4.43%) Homeowner's exemption	$483,928 Land $246,274 Building $237,654
2022	$6,753.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 33 Pacheco St in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2000–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 33 Pacheco St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARIN MUNICIPAL WATER DISTRICT serves 188,116 people · EPA ID CA2110002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sonic Telecom.

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